Thinking about retiring early or scaling back your work before age 59½? One of the most common questions I hear from those seeking to do this is: “How do I access my retirement accounts without getting hit with that 10% early withdrawal penalty?” Good news — there are multiple strategies to do just that. In this video, I break down several ways to access retirement savings penalty-free before age 59½ — whether you’re planning a sabbatical, phased retirement, or a full early exit from the workforce. #RetirementPlanning #EarlyRetirement #RothIRA #457b #RuleOf55 #RothConversion #72t #FinancialPlanning ----------------------------------------------------------------------------------------- Greg Corneille, CFP®, ChSNC®, is the founder of Choice Wealth Management, LLC; an independent registered investment advisory firm providing active investment management and financial planning services for individuals, families, business owners, and families with special needs individuals. Subscribe: https://www.youtube.com/@choicewealthmgt?sub_confirmation=1 Connect: Facebook - @choicewealthmgt Instagram - @choicewealthmanagement TikTok - @greg.corneille Schedule an introductory conversation: https://calendly.com/gregcorneille DISCLAIMER: This video contains general information only and is not intended to be relied on as a forecast, research, investment advice; or a recommendation, offer, or solicitation to buy any securities or to adopt any investment strategy. This information does not take into account your financial circumstances. An assessment should be made as to whether the information is appropriate for you having regard to your objectives, financial situation, and needs. The information and opinions contained in this material are derived from proprietary and non-proprietary sources deemed by Choice Wealth Management, LLC to be reliable, and are not necessarily all inclusive and are not guaranteed as to accuracy. There is no guarantee that forecasts made will come to pass. Any investments named within this material may not necessarily be held in any accounts managed by Choice Wealth Management, LLC. Reliance upon information in this material is at the sole discretion of the viewer. Past performance is no guarantee of future results. ----------------------- CONTENT DISCLAIMER: The views and opinions expressed through this media or in comments on this channel are those of the creators and do not necessarily reflect the views and opinions held by this channel's broadcaster. Due to the social nature of this channel, these videos may contain content copyrighted by another person or entity. This channel's owner claims no copyright to said content. The broadcaster of this channel cannot be held accountable for the copyrighted content. The broadcaster shares and strives to verify information, but cannot warrant the accuracy of copyrights or completeness of the information on this channel. Any copyrighted material shared on this channel is intended to be shared by Fair Use. If you have a complaint about the use of copyrighted material, please contact the broadcaster prior to making a copyright claim. Any infringement is unintentional and will be rectified to all parties' satisfaction.

Thinking about opening a UTMA or UGMA custodial account for your child? You might want to think twice. In this video, I break down the key reasons I don’t usually recommend these accounts—from loss of control to financial aid penalties and limited tax advantages. If you're looking to invest for your child's future, there are better tools that give you more flexibility and better outcomes. ✅ What I prefer instead: • 529 Plans for education • Brokerage accounts in the parent’s name • Custodial Roth IRAs (for kids with earned income) Don’t just choose what sounds good—choose what works. ----------------------------------------------------------------------------------------- Greg Corneille, CFP®, ChSNC®, is the founder of Choice Wealth Management, LLC; an independent registered investment advisory firm providing active investment management and financial planning services for individuals, families, business owners, and families with special needs individuals. Subscribe: https://www.youtube.com/@choicewealthmgt?sub_confirmation=1 Connect: Facebook - @choicewealthmgt Instagram - @choicewealthmanagement TikTok - @greg.corneille Schedule an introductory conversation: https://calendly.com/gregcorneille DISCLAIMER: This video contains general information only and is not intended to be relied on as a forecast, research, investment advice; or a recommendation, offer, or solicitation to buy any securities or to adopt any investment strategy. This information does not take into account your financial circumstances. An assessment should be made as to whether the information is appropriate for you having regard to your objectives, financial situation, and needs. The information and opinions contained in this material are derived from proprietary and non-proprietary sources deemed by Choice Wealth Management, LLC to be reliable, and are not necessarily all inclusive and are not guaranteed as to accuracy. There is no guarantee that forecasts made will come to pass. Any investments named within this material may not necessarily be held in any accounts managed by Choice Wealth Management, LLC. Reliance upon information in this material is at the sole discretion of the viewer. Past performance is no guarantee of future results. ----------------------- CONTENT DISCLAIMER: The views and opinions expressed through this media or in comments on this channel are those of the creators and do not necessarily reflect the views and opinions held by this channel's broadcaster. Due to the social nature of this channel, these videos may contain content copyrighted by another person or entity. This channel's owner claims no copyright to said content. The broadcaster of this channel cannot be held accountable for the copyrighted content. The broadcaster shares and strives to verify information, but cannot warrant the accuracy of copyrights or completeness of the information on this channel. Any copyrighted material shared on this channel is intended to be shared by Fair Use. If you have a complaint about the use of copyrighted material, please contact the broadcaster prior to making a copyright claim. Any infringement is unintentional and will be rectified to all parties' satisfaction.

Remember those Choose Your Own Adventure books? You made a decision — and the story changed. 📚 Like those stories, our lives change over time based on the decisions we make. And as circumstances shift — in our health, finances, or family life — we need to adapt our financial plans accordingly. 🧭 It’s not about predicting the future — because, remember, we’ll probably get that wrong to some degree. It’s about making the best decisions you can at each fork in the road, based on what you know right now. #FinancialPlanning #ChooseYourAdventure #MoneyDecisions #FinancialAdvisor #RetirementPlanning ----------------------------------------------------------------------------------------- Greg Corneille, CFP®, ChSNC®, is the founder of Choice Wealth Management, LLC; an independent registered investment advisory firm providing active investment management and financial planning services for individuals, families, business owners, and families with special needs individuals. Subscribe: https://www.youtube.com/@choicewealthmgt?sub_confirmation=1 Connect: Facebook - @choicewealthmgt Instagram - @choicewealthmanagement TikTok - @greg.corneille Schedule an introductory conversation: https://calendly.com/gregcorneille DISCLAIMER: This video contains general information only and is not intended to be relied on as a forecast, research, investment advice; or a recommendation, offer, or solicitation to buy any securities or to adopt any investment strategy. This information does not take into account your financial circumstances. An assessment should be made as to whether the information is appropriate for you having regard to your objectives, financial situation, and needs. The information and opinions contained in this material are derived from proprietary and non-proprietary sources deemed by Choice Wealth Management, LLC to be reliable, and are not necessarily all inclusive and are not guaranteed as to accuracy. There is no guarantee that forecasts made will come to pass. Any investments named within this material may not necessarily be held in any accounts managed by Choice Wealth Management, LLC. Reliance upon information in this material is at the sole discretion of the viewer. Past performance is no guarantee of future results. ----------------------- CONTENT DISCLAIMER: The views and opinions expressed through this media or in comments on this channel are those of the creators and do not necessarily reflect the views and opinions held by this channel's broadcaster. Due to the social nature of this channel, these videos may contain content copyrighted by another person or entity. This channel's owner claims no copyright to said content. The broadcaster of this channel cannot be held accountable for the copyrighted content. The broadcaster shares and strives to verify information, but cannot warrant the accuracy of copyrights or completeness of the information on this channel. Any copyrighted material shared on this channel is intended to be shared by Fair Use. If you have a complaint about the use of copyrighted material, please contact the broadcaster prior to making a copyright claim. Any infringement is unintentional and will be rectified to all parties' satisfaction.

There’s only one guarantee I make when building a long-term financial plan — and it might surprise you: it’s going to be wrong. In this video, I explain why every financial plan is based on assumptions — from health and longevity to market returns and tax rates. It's not a flaw in the system, it's the nature of planning for an unpredictable future. But here's the truth: financial planning isn’t about being 100% right — it’s about staying adaptable and making informed adjustments as life unfolds. #FinancialPlanning #RetirementPlanning #LongTermPlanning #FinancialAdvisor #PersonalFinance #MoneyTips #SpecialNeedsPlanning ----------------------------------------------------------------------------------------- Greg Corneille, CFP®, ChSNC®, is the founder of Choice Wealth Management, LLC; an independent registered investment advisory firm providing active investment management and financial planning services for individuals, families, business owners, and families with special needs individuals. Subscribe: https://www.youtube.com/@choicewealthmgt?sub_confirmation=1 Connect: Facebook - @choicewealthmgt Instagram - @choicewealthmanagement TikTok - @greg.corneille Schedule an introductory conversation: https://calendly.com/gregcorneille DISCLAIMER: This video contains general information only and is not intended to be relied on as a forecast, research, investment advice; or a recommendation, offer, or solicitation to buy any securities or to adopt any investment strategy. This information does not take into account your financial circumstances. An assessment should be made as to whether the information is appropriate for you having regard to your objectives, financial situation, and needs. The information and opinions contained in this material are derived from proprietary and non-proprietary sources deemed by Choice Wealth Management, LLC to be reliable, and are not necessarily all inclusive and are not guaranteed as to accuracy. There is no guarantee that forecasts made will come to pass. Any investments named within this material may not necessarily be held in any accounts managed by Choice Wealth Management, LLC. Reliance upon information in this material is at the sole discretion of the viewer. Past performance is no guarantee of future results. ----------------------- CONTENT DISCLAIMER: The views and opinions expressed through this media or in comments on this channel are those of the creators and do not necessarily reflect the views and opinions held by this channel's broadcaster. Due to the social nature of this channel, these videos may contain content copyrighted by another person or entity. This channel's owner claims no copyright to said content. The broadcaster of this channel cannot be held accountable for the copyrighted content. The broadcaster shares and strives to verify information, but cannot warrant the accuracy of copyrights or completeness of the information on this channel. Any copyrighted material shared on this channel is intended to be shared by Fair Use. If you have a complaint about the use of copyrighted material, please contact the broadcaster prior to making a copyright claim. Any infringement is unintentional and will be rectified to all parties' satisfaction.

🚨 Emergency IRA withdrawal? Here’s how my client avoided taxes and penalties using the 60-day rollover rule. They thought they'd need the funds to cover some expenses during an employment gap, but the next opportunity came sooner than expected. So we put the money back—on time—and avoided taxes & penalties. ⏳ 💡 Use this strategy carefully: ✔️ Only allowed once per year ✔️ Must be completed within 60 days 📌 Temporary lifeline? Yes. But proceed with caution. #IRARollover #FinancialPlanning #RetirementPlanning #PersonalFinance ----------------------------------------------------------------------------------------- Greg Corneille, CFP®, ChSNC®, is the founder of Choice Wealth Management, LLC; an independent registered investment advisory firm providing active investment management and financial planning services for individuals, families, business owners, and families with special needs individuals. Subscribe: https://www.youtube.com/@choicewealthmgt?sub_confirmation=1 Connect: Facebook - @choicewealthmgt Instagram - @choicewealthmanagement TikTok - @greg.corneille Schedule an introductory conversation: https://calendly.com/gregcorneille DISCLAIMER: This video contains general information only and is not intended to be relied on as a forecast, research, investment advice; or a recommendation, offer, or solicitation to buy any securities or to adopt any investment strategy. This information does not take into account your financial circumstances. An assessment should be made as to whether the information is appropriate for you having regard to your objectives, financial situation, and needs. The information and opinions contained in this material are derived from proprietary and non-proprietary sources deemed by Choice Wealth Management, LLC to be reliable, and are not necessarily all inclusive and are not guaranteed as to accuracy. There is no guarantee that forecasts made will come to pass. Any investments named within this material may not necessarily be held in any accounts managed by Choice Wealth Management, LLC. Reliance upon information in this material is at the sole discretion of the viewer. Past performance is no guarantee of future results. ----------------------- CONTENT DISCLAIMER: The views and opinions expressed through this media or in comments on this channel are those of the creators and do not necessarily reflect the views and opinions held by this channel's broadcaster. Due to the social nature of this channel, these videos may contain content copyrighted by another person or entity. This channel's owner claims no copyright to said content. The broadcaster of this channel cannot be held accountable for the copyrighted content. The broadcaster shares and strives to verify information, but cannot warrant the accuracy of copyrights or completeness of the information on this channel. Any copyrighted material shared on this channel is intended to be shared by Fair Use. If you have a complaint about the use of copyrighted material, please contact the broadcaster prior to making a copyright claim. Any infringement is unintentional and will be rectified to all parties' satisfaction.

Thinking about setting up or restructuring your business retirement plan? Whether you're a solo entrepreneur or managing a team, there are two key objectives that your plan should accomplish: 1️⃣ Attract and retain quality employees – A solid retirement plan with features like matching or profit sharing can help you stay competitive in the job market. 2️⃣ Maximize your own retirement savings – Business retirement plans allow for much higher contributions than traditional IRAs, potentially saving you tens of thousands more each year in a tax-advantaged way. In this video, I walk through what you need to know—from why it matters, to how plan structure impacts both your team and your own savings goals. We also touch on which factors determine the best fit for your business. 🔗 If you're looking for guidance on retirement plans for your business, feel free to use the link below to schedule an intro call. #BusinessOwnerRetirementPlan #SmallBusiness401k #Solo401k #RetirementPlanning #TaxAdvantagedSavings #SEPIRA #FinancialPlanning #EmployeeRetention ----------------------------------------------------------------------------------------- Greg Corneille, CFP®, ChSNC®, is the founder of Choice Wealth Management, LLC; an independent registered investment advisory firm providing active investment management and financial planning services for individuals, families, business owners, and families with special needs individuals. Subscribe: https://www.youtube.com/@choicewealthmgt?sub_confirmation=1 Connect: Facebook - @choicewealthmgt Instagram - @choicewealthmanagement TikTok - @greg.corneille Schedule an introductory conversation: https://calendly.com/gregcorneille DISCLAIMER: This video contains general information only and is not intended to be relied on as a forecast, research, investment advice; or a recommendation, offer, or solicitation to buy any securities or to adopt any investment strategy. This information does not take into account your financial circumstances. An assessment should be made as to whether the information is appropriate for you having regard to your objectives, financial situation, and needs. The information and opinions contained in this material are derived from proprietary and non-proprietary sources deemed by Choice Wealth Management, LLC to be reliable, and are not necessarily all inclusive and are not guaranteed as to accuracy. There is no guarantee that forecasts made will come to pass. Any investments named within this material may not necessarily be held in any accounts managed by Choice Wealth Management, LLC. Reliance upon information in this material is at the sole discretion of the viewer. Past performance is no guarantee of future results. ----------------------- CONTENT DISCLAIMER: The views and opinions expressed through this media or in comments on this channel are those of the creators and do not necessarily reflect the views and opinions held by this channel's broadcaster. Due to the social nature of this channel, these videos may contain content copyrighted by another person or entity. This channel's owner claims no copyright to said content. The broadcaster of this channel cannot be held accountable for the copyrighted content. The broadcaster shares and strives to verify information, but cannot warrant the accuracy of copyrights or completeness of the information on this channel. Any copyrighted material shared on this channel is intended to be shared by Fair Use. If you have a complaint about the use of copyrighted material, please contact the broadcaster prior to making a copyright claim. Any infringement is unintentional and will be rectified to all parties' satisfaction.

One of the most common questions parents ask is: 👉 When should I open an ABLE account for my child with special needs? 👉 And how aggressively should I fund it? The answer depends not only on your unique financial situation but also on how ABLE accounts are actually used in practice. In many cases, they tend to be used more as flexible spending accounts, rather than long term investment/wealth building vehicles. *The month of April is #ABLEtoSave Month! This is a campaign to provide people with disabilities and their families information about ABLE accounts and how they can be used to increase financial well-being. #ABLEAccounts #SpecialNeedsTrust #SpecialNeedsPlanning #FinancialAdvisor #SSI #DisabilityAwareness ----------------------------------------------------------------------------------------- Greg Corneille, CFP®, ChSNC®, is the founder of Choice Wealth Management, LLC; an independent registered investment advisory firm providing active investment management and financial planning services for individuals, families, business owners, and families with special needs individuals. Subscribe: https://www.youtube.com/@choicewealthmgt?sub_confirmation=1 Connect: Facebook - @choicewealthmgt Instagram - @choicewealthmanagement TikTok - @greg.corneille Schedule an introductory conversation: https://calendly.com/gregcorneille DISCLAIMER: This video contains general information only and is not intended to be relied on as a forecast, research, investment advice; or a recommendation, offer, or solicitation to buy any securities or to adopt any investment strategy. This information does not take into account your financial circumstances. An assessment should be made as to whether the information is appropriate for you having regard to your objectives, financial situation, and needs. The information and opinions contained in this material are derived from proprietary and non-proprietary sources deemed by Choice Wealth Management, LLC to be reliable, and are not necessarily all inclusive and are not guaranteed as to accuracy. There is no guarantee that forecasts made will come to pass. Any investments named within this material may not necessarily be held in any accounts managed by Choice Wealth Management, LLC. Reliance upon information in this material is at the sole discretion of the viewer. Past performance is no guarantee of future results. ----------------------- CONTENT DISCLAIMER: The views and opinions expressed through this media or in comments on this channel are those of the creators and do not necessarily reflect the views and opinions held by this channel's broadcaster. Due to the social nature of this channel, these videos may contain content copyrighted by another person or entity. This channel's owner claims no copyright to said content. The broadcaster of this channel cannot be held accountable for the copyrighted content. The broadcaster shares and strives to verify information, but cannot warrant the accuracy of copyrights or completeness of the information on this channel. Any copyrighted material shared on this channel is intended to be shared by Fair Use. If you have a complaint about the use of copyrighted material, please contact the broadcaster prior to making a copyright claim. Any infringement is unintentional and will be rectified to all parties' satisfaction.

When planning for the financial future of someone with a disability, two key tools often come up: ABLE accounts and Special Needs Trusts. While both help protect eligibility for vital government benefits like SSI and Medicaid, they serve very different purposes. The month of April is ABLE to Save Month! This is a campaign to provide people with disabilities and their families information about ABLE accounts and how they can be used to increase financial well-being. #SpecialNeedsPlanning #ABLEAccounts #SpecialNeedsTrusts #SSI #Medicaid #DisabilityAwareness #EstatePlanning #ABLEvsTrust

April is ABLE to Save Month, a time to raise awareness about how ABLE accounts can help individuals with disabilities and their families save and invest without losing access to SSI or Medicaid! For those with or supporting people with a disability, understanding ABLE accounts is an important step in long-term financial planning. #ABLEtoSave #ABLEaccounts #DisabilityFinance #SpecialNeedsPlanning #SSI #Medicaid

If you’re between 60 and 63, the IRS is giving you a rare chance to boost your retirement savings with the Super Catch-Up Contribution—a provision in SECURE Act 2.0. 🔹 Instead of the usual $7,500 catch-up contribution, you may be able to contribute $11,250 to your 401(k), 403(b), or 457(b). 🔹 That brings your total possible contribution to $34,750 for 2025. 🔹 But here’s the catch—once you turn 64, this extra perk disappears! This isn’t automatic—your employer’s plan has to allow it, and not all plans have updated their rules yet. Make sure to check with your HR department or plan provider! ✅ Want to maximize your retirement savings? Watch the full video for all the details. #retirementplanning #401k #financialplanning ----------------------------------------------------------------------------------------- Greg Corneille, CFP®, ChSNC®, is the founder of Choice Wealth Management, LLC; an independent registered investment advisory firm providing active investment management and financial planning services for individuals, families, business owners, and families with special needs individuals. Subscribe: https://www.youtube.com/@choicewealthmgt?sub_confirmation=1 Connect: Facebook - @choicewealthmgt Instagram - @choicewealthmanagement TikTok - @greg.corneille Schedule an introductory conversation: https://calendly.com/gregcorneille DISCLAIMER: This video contains general information only and is not intended to be relied on as a forecast, research, investment advice; or a recommendation, offer, or solicitation to buy any securities or to adopt any investment strategy. This information does not take into account your financial circumstances. An assessment should be made as to whether the information is appropriate for you having regard to your objectives, financial situation, and needs. The information and opinions contained in this material are derived from proprietary and non-proprietary sources deemed by Choice Wealth Management, LLC to be reliable, and are not necessarily all inclusive and are not guaranteed as to accuracy. There is no guarantee that forecasts made will come to pass. Any investments named within this material may not necessarily be held in any accounts managed by Choice Wealth Management, LLC. Reliance upon information in this material is at the sole discretion of the viewer. Past performance is no guarantee of future results. ----------------------- CONTENT DISCLAIMER: The views and opinions expressed through this media or in comments on this channel are those of the creators and do not necessarily reflect the views and opinions held by this channel's broadcaster. Due to the social nature of this channel, these videos may contain content copyrighted by another person or entity. This channel's owner claims no copyright to said content. The broadcaster of this channel cannot be held accountable for the copyrighted content. The broadcaster shares and strives to verify information, but cannot warrant the accuracy of copyrights or completeness of the information on this channel. Any copyrighted material shared on this channel is intended to be shared by Fair Use. If you have a complaint about the use of copyrighted material, please contact the broadcaster prior to making a copyright claim. Any infringement is unintentional and will be rectified to all parties' satisfaction.

Yesterday, sweeping new tariffs were announced. The stock market isn’t happy. #tariffs #stockmarket #tradewar #trumptariffs IMPORTANT DISCLOSURE: Choice Wealth Management, LLC is a registered investment advisory firm. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

💡 Can You Contribute to More Than One 401(k)? The answer isn’t as simple as you might think. Many high earners and executives have access to multiple employer-sponsored retirement plans—whether through a primary employer and a board position, consulting work, or other roles. But how do 401(k) contribution limits work when you have more than one plan? 📊 Key Considerations: ✅ 401(k) Employee Contribution Limit (2025): $23,500 ($31,000 if 50+), shared across all plans ✅ Employer Contributions Are Separate: Each employer can contribute to their plan independently ✅ Total 401(k) Contribution Limit (Employee + Employer): $70,000 ($77,500 if 50+) ✅ What to Watch For: Overcontributions and plan coordination across multiple employers For people with multiple retirement plans, strategic coordination is key to optimizing tax efficiency and employer contributions. #RetirementPlanning #401k #FinancialPlanning #WealthManagement #TaxEfficientInvesting ----------------------------------------------------------------------------------------- Greg Corneille, CFP®, ChSNC®, is the founder of Choice Wealth Management, LLC; an independent registered investment advisory firm providing active investment management and financial planning services for individuals, families, business owners, and families with special needs individuals. Subscribe: https://www.youtube.com/@choicewealthmgt?sub_confirmation=1 Connect: Facebook - @choicewealthmgt Instagram - @choicewealthmanagement TikTok - @greg.corneille Schedule an introductory conversation: https://calendly.com/gregcorneille DISCLAIMER: This video contains general information only and is not intended to be relied on as a forecast, research, investment advice; or a recommendation, offer, or solicitation to buy any securities or to adopt any investment strategy. This information does not take into account your financial circumstances. An assessment should be made as to whether the information is appropriate for you having regard to your objectives, financial situation, and needs. The information and opinions contained in this material are derived from proprietary and non-proprietary sources deemed by Choice Wealth Management, LLC to be reliable, and are not necessarily all inclusive and are not guaranteed as to accuracy. There is no guarantee that forecasts made will come to pass. Any investments named within this material may not necessarily be held in any accounts managed by Choice Wealth Management, LLC. Reliance upon information in this material is at the sole discretion of the viewer. Past performance is no guarantee of future results. ----------------------- CONTENT DISCLAIMER: The views and opinions expressed through this media or in comments on this channel are those of the creators and do not necessarily reflect the views and opinions held by this channel's broadcaster. Due to the social nature of this channel, these videos may contain content copyrighted by another person or entity. This channel's owner claims no copyright to said content. The broadcaster of this channel cannot be held accountable for the copyrighted content. The broadcaster shares and strives to verify information, but cannot warrant the accuracy of copyrights or completeness of the information on this channel. Any copyrighted material shared on this channel is intended to be shared by Fair Use. If you have a complaint about the use of copyrighted material, please contact the broadcaster prior to making a copyright claim. Any infringement is unintentional and will be rectified to all parties' satisfaction.

How much can you safely withdraw from your retirement savings? You’ve probably heard about the 4% rule, but the reality is that retirement spending isn’t a fixed number—it follows a U-shaped curve, known as the Retirement Spending Smile. 📉 Early Retirement Years (Go-Go Years): Spending is at its highest due to travel, dining, and hobbies. 📊 Mid-Retirement (Slow-Go Years): Spending typically decreases as lifestyle slows down. 📈 Late Retirement (No-Go Years): Expenses often rise again, primarily due to healthcare and long-term care costs. Understanding these three phases of retirement can help you plan better, adjust your withdrawal strategy, and ensure that you maximize your savings efficiently. 🔹 How can you plan for these changes? ✔️ Budget for higher discretionary spending in early retirement. ✔️ Prepare for rising healthcare costs in later years. ✔️ Adjust your withdrawal strategy to align with your needs. Retirement isn’t one-size-fits-all—but knowing how your spending will evolve over time will help you make better financial decisions today. #RetirementPlanning #FinancialIndependence #RetirementWithdrawals #WealthManagement #FinancialAdvisor ----------------------------------------------------------------------------------------- Greg Corneille, CFP®, ChSNC®, is the founder of Choice Wealth Management, LLC; an independent registered investment advisory firm providing active investment management and financial planning services for individuals, families, business owners, and families with special needs individuals. Subscribe: https://www.youtube.com/@choicewealthmgt?sub_confirmation=1 Connect: Facebook - @choicewealthmgt Instagram - @choicewealthmanagement TikTok - @greg.corneille Schedule an introductory conversation: https://calendly.com/gregcorneille DISCLAIMER: This video contains general information only and is not intended to be relied on as a forecast, research, investment advice; or a recommendation, offer, or solicitation to buy any securities or to adopt any investment strategy. This information does not take into account your financial circumstances. An assessment should be made as to whether the information is appropriate for you having regard to your objectives, financial situation, and needs. The information and opinions contained in this material are derived from proprietary and non-proprietary sources deemed by Choice Wealth Management, LLC to be reliable, and are not necessarily all inclusive and are not guaranteed as to accuracy. There is no guarantee that forecasts made will come to pass. Any investments named within this material may not necessarily be held in any accounts managed by Choice Wealth Management, LLC. Reliance upon information in this material is at the sole discretion of the viewer. Past performance is no guarantee of future results. ----------------------- CONTENT DISCLAIMER: The views and opinions expressed through this media or in comments on this channel are those of the creators and do not necessarily reflect the views and opinions held by this channel's broadcaster. Due to the social nature of this channel, these videos may contain content copyrighted by another person or entity. This channel's owner claims no copyright to said content. The broadcaster of this channel cannot be held accountable for the copyrighted content. The broadcaster shares and strives to verify information, but cannot warrant the accuracy of copyrights or completeness of the information on this channel. Any copyrighted material shared on this channel is intended to be shared by Fair Use. If you have a complaint about the use of copyrighted material, please contact the broadcaster prior to making a copyright claim. Any infringement is unintentional and will be rectified to all parties' satisfaction.

A client recently asked me for my thoughts on where the market is headed this year. While I don’t make long-term projections (because market conditions change fast), I do believe volatility will increase—but that doesn’t necessarily mean the outlook is bad. 📊 Key Insights in This Video: ✅ Why 2024 may be a bumpier ride for investors ✅ The history of market corrections & why we may be due for one ✅ How post-election years have historically performed ✅ The strong economic indicators supporting continued growth ✅ Why volatility is the cost of long-term investing success #StockMarket2025 #Investing #MarketTrends #FinanceTips #WealthBuilding #PersonalFinance #LongTermInvesting ----------------------------------------------------------------------------------------- Greg Corneille, CFP®, ChSNC®, is the founder of Choice Wealth Management, LLC; an independent registered investment advisory firm providing active investment management and financial planning services for individuals, families, business owners, and families with special needs individuals. Subscribe: https://www.youtube.com/@choicewealthmgt?sub_confirmation=1 Connect: Facebook - @choicewealthmgt Instagram - @choicewealthmanagement TikTok - @greg.corneille Schedule an introductory conversation: https://calendly.com/gregcorneille DISCLAIMER: This video contains general information only and is not intended to be relied on as a forecast, research, investment advice; or a recommendation, offer, or solicitation to buy any securities or to adopt any investment strategy. This information does not take into account your financial circumstances. An assessment should be made as to whether the information is appropriate for you having regard to your objectives, financial situation, and needs. The information and opinions contained in this material are derived from proprietary and non-proprietary sources deemed by Choice Wealth Management, LLC to be reliable, and are not necessarily all inclusive and are not guaranteed as to accuracy. There is no guarantee that forecasts made will come to pass. Any investments named within this material may not necessarily be held in any accounts managed by Choice Wealth Management, LLC. Reliance upon information in this material is at the sole discretion of the viewer. Past performance is no guarantee of future results. ----------------------- CONTENT DISCLAIMER: The views and opinions expressed through this media or in comments on this channel are those of the creators and do not necessarily reflect the views and opinions held by this channel's broadcaster. Due to the social nature of this channel, these videos may contain content copyrighted by another person or entity. This channel's owner claims no copyright to said content. The broadcaster of this channel cannot be held accountable for the copyrighted content. The broadcaster shares and strives to verify information, but cannot warrant the accuracy of copyrights or completeness of the information on this channel. Any copyrighted material shared on this channel is intended to be shared by Fair Use. If you have a complaint about the use of copyrighted material, please contact the broadcaster prior to making a copyright claim. Any infringement is unintentional and will be rectified to all parties' satisfaction.

Are you making the most of your retirement savings opportunities? In 2025, married couples with access to employer-sponsored retirement plans can contribute up to $61,000 ($30,500 if single) to tax-advantaged retirement accounts - and even more if one or both are over the age of 50! In this video, I break down how to maximize your 401(k) & IRA contributions to grow your wealth in the most tax-efficient way possible. The key is to get as much money as possible growing tax-free or tax-deferred while you’re in the accumulation phase. #RetirementPlanning #FinancialFreedom #401k #RothIRA #PersonalFinance #TaxAdvantage #WealthBuilding ----------------------------------------------------------------------------------------- Greg Corneille, CFP®, ChSNC®, CRPC® is the founder of Choice Wealth Management, LLC; an independent registered investment advisory firm providing active investment management and financial planning services for individuals, families, business owners, and families with special needs individuals. Subscribe: https://www.youtube.com/@choicewealthmgt?sub_confirmation=1 Connect: Facebook - @choicewealthmgt Instagram - @choicewealthmanagement TikTok - @greg.corneille Schedule an introductory conversation: https://calendly.com/gregcorneille DISCLAIMER: This video contains general information only and is not intended to be relied on as a forecast, research, investment advice; or a recommendation, offer, or solicitation to buy any securities or to adopt any investment strategy. This information does not take into account your financial circumstances. An assessment should be made as to whether the information is appropriate for you having regard to your objectives, financial situation, and needs. The information and opinions contained in this material are derived from proprietary and non-proprietary sources deemed by Choice Wealth Management, LLC to be reliable, and are not necessarily all inclusive and are not guaranteed as to accuracy. There is no guarantee that forecasts made will come to pass. Any investments named within this material may not necessarily be held in any accounts managed by Choice Wealth Management, LLC. Reliance upon information in this material is at the sole discretion of the viewer. Past performance is no guarantee of future results. ----------------------- CONTENT DISCLAIMER: The views and opinions expressed through this media or in comments on this channel are those of the creators and do not necessarily reflect the views and opinions held by this channel's broadcaster. Due to the social nature of this channel, these videos may contain content copyrighted by another person or entity. This channel's owner claims no copyright to said content. The broadcaster of this channel cannot be held accountable for the copyrighted content. The broadcaster shares and strives to verify information, but cannot warrant the accuracy of copyrights or completeness of the information on this channel. Any copyrighted material shared on this channel is intended to be shared by Fair Use. If you have a complaint about the use of copyrighted material, please contact the broadcaster prior to making a copyright claim. Any infringement is unintentional and will be rectified to all parties' satisfaction.

Today is Giving Tuesday – the most generous day of the year! With that in mind, it’s a great time to discuss some of the strategies we can use to maximize our planned giving. #givingtuesday #plannedgiving #donoradvisedfunds #charitabletrust Greg Corneille, CFP®, ChSNC®, CRPC® is the founder of Choice Wealth Management, LLC; an independent registered investment advisory firm providing active investment management and financial planning services for individuals, families, business owners, and families with special needs individuals. Subscribe: https://www.youtube.com/@choicewealthmgt?sub_confirmation=1 Connect: Facebook - @choicewealthmgt Instagram - @choicewealthmanagement TikTok - @greg.corneille Schedule an introductory conversation: https://calendly.com/gregcorneille DISCLAIMER: This video contains general information only and is not intended to be relied on as a forecast, research, investment advice; or a recommendation, offer, or solicitation to buy any securities or to adopt any investment strategy. This information does not take into account your financial circumstances. An assessment should be made as to whether the information is appropriate for you having regard to your objectives, financial situation, and needs. The information and opinions contained in this material are derived from proprietary and non-proprietary sources deemed by Choice Wealth Management, LLC to be reliable, and are not necessarily all inclusive and are not guaranteed as to accuracy. There is no guarantee that forecasts made will come to pass. Any investments named within this material may not necessarily be held in any accounts managed by Choice Wealth Management, LLC. Reliance upon information in this material is at the sole discretion of the viewer. Past performance is no guarantee of future results. ----------------------- CONTENT DISCLAIMER: The views and opinions expressed through this media or in comments on this channel are those of the creators and do not necessarily reflect the views and opinions held by this channel's broadcaster. Due to the social nature of this channel, these videos may contain content copyrighted by another person or entity. This channel's owner claims no copyright to said content. The broadcaster of this channel cannot be held accountable for the copyrighted content. The broadcaster shares and strives to verify information, but cannot warrant the accuracy of copyrights or completeness of the information on this channel. Any copyrighted material shared on this channel is intended to be shared by Fair Use. If you have a complaint about the use of copyrighted material, please contact the broadcaster prior to making a copyright claim. Any infringement is unintentional and will be rectified to all parties' satisfaction.

It may seem inconsequential, but it's important to understand what drives us when it comes to financial decisions. Fear-based decisions, on the other hand, stem from our fears around loss, rejection, or failure. While they might serve to protect us, they can sometimes take us farther away from what we really want. Love based decisions, on the other hand, are often rooted in a desire for the fulfillment and well-being of ourselves and others; and tend to align more closely with our true vales. #financialplanning #love #fear #financialpsychology Greg Corneille, CFP®, ChSNC®, CRPC® is the founder of Choice Wealth Management, LLC; an independent registered investment advisory firm providing active investment management and financial planning services for individuals, families, business owners, and families with special needs individuals. Subscribe: https://www.youtube.com/@choicewealthmgt?sub_confirmation=1 Connect: Facebook - @choicewealthmgt Instagram - @choicewealthmanagement TikTok - @greg.corneille Schedule an introductory conversation: https://calendly.com/gregcorneille DISCLAIMER: This video contains general information only and is not intended to be relied on as a forecast, research, investment advice; or a recommendation, offer, or solicitation to buy any securities or to adopt any investment strategy. This information does not take into account your financial circumstances. An assessment should be made as to whether the information is appropriate for you having regard to your objectives, financial situation, and needs. The information and opinions contained in this material are derived from proprietary and non-proprietary sources deemed by Choice Wealth Management, LLC to be reliable, and are not necessarily all inclusive and are not guaranteed as to accuracy. There is no guarantee that forecasts made will come to pass. Any investments named within this material may not necessarily be held in any accounts managed by Choice Wealth Management, LLC. Reliance upon information in this material is at the sole discretion of the viewer. Past performance is no guarantee of future results. ----------------------- CONTENT DISCLAIMER: The views and opinions expressed through this media or in comments on this channel are those of the creators and do not necessarily reflect the views and opinions held by this channel's broadcaster. Due to the social nature of this channel, these videos may contain content copyrighted by another person or entity. This channel's owner claims no copyright to said content. The broadcaster of this channel cannot be held accountable for the copyrighted content. The broadcaster shares and strives to verify information, but cannot warrant the accuracy of copyrights or completeness of the information on this channel. Any copyrighted material shared on this channel is intended to be shared by Fair Use. If you have a complaint about the use of copyrighted material, please contact the broadcaster prior to making a copyright claim. Any infringement is unintentional and will be rectified to all parties' satisfaction.

It may seem inconsequential, but it's important to understand what drives us when it comes to financial decisions. Fear-based decisions, on the other hand, stem from our fears around loss, rejection, or failure. While they might serve to protect us, they can sometimes take us farther away from what we really want. Love based decisions, on the other hand, are often rooted in a desire for the fulfillment and well-being of ourselves and others; and tend to align more closely with our true vales. #financialplanning #love #fear #financialpsychology Greg Corneille, CFP®, ChSNC®, CRPC® is the founder of Choice Wealth Management, LLC; an independent registered investment advisory firm providing active investment management and financial planning services for individuals, families, business owners, and families with special needs individuals. Subscribe: https://www.youtube.com/@choicewealthmgt?sub_confirmation=1 Connect: Facebook - @choicewealthmgt Instagram - @choicewealthmanagement TikTok - @greg.corneille Schedule an introductory conversation: https://calendly.com/gregcorneille DISCLAIMER: This video contains general information only and is not intended to be relied on as a forecast, research, investment advice; or a recommendation, offer, or solicitation to buy any securities or to adopt any investment strategy. This information does not take into account your financial circumstances. An assessment should be made as to whether the information is appropriate for you having regard to your objectives, financial situation, and needs. The information and opinions contained in this material are derived from proprietary and non-proprietary sources deemed by Choice Wealth Management, LLC to be reliable, and are not necessarily all inclusive and are not guaranteed as to accuracy. There is no guarantee that forecasts made will come to pass. Any investments named within this material may not necessarily be held in any accounts managed by Choice Wealth Management, LLC. Reliance upon information in this material is at the sole discretion of the viewer. Past performance is no guarantee of future results. ----------------------- CONTENT DISCLAIMER: The views and opinions expressed through this media or in comments on this channel are those of the creators and do not necessarily reflect the views and opinions held by this channel's broadcaster. Due to the social nature of this channel, these videos may contain content copyrighted by another person or entity. This channel's owner claims no copyright to said content. The broadcaster of this channel cannot be held accountable for the copyrighted content. The broadcaster shares and strives to verify information, but cannot warrant the accuracy of copyrights or completeness of the information on this channel. Any copyrighted material shared on this channel is intended to be shared by Fair Use. If you have a complaint about the use of copyrighted material, please contact the broadcaster prior to making a copyright claim. Any infringement is unintentional and will be rectified to all parties' satisfaction.

With the election results in, we can begin to assess what changes might occur and how they will impact our financial planning decisions. Much of this revolves around the extension of provisions in the Tax Cuts & Jobs Act, which would otherwise expire in 2025. Here, I'll touch on the main provisions impacting individual taxpayers and what's likely to happen. #financialplanning #investmentstrategies #investing #stockmarket #election #election2024 #taxes #taxplanning Greg Corneille, CFP®, ChSNC®, CRPC® is the founder of Choice Wealth Management, LLC; an independent registered investment advisory firm providing active investment management and financial planning services for individuals, families, business owners, and families with special needs individuals. Subscribe: https://www.youtube.com/@choicewealthmgt?sub_confirmation=1 Connect: Facebook - @choicewealthmgt Instagram - @choicewealthmanagement TikTok - @greg.corneille Schedule an introductory conversation: https://calendly.com/gregcorneille DISCLAIMER: This video contains general information only and is not intended to be relied on as a forecast, research, investment advice; or a recommendation, offer, or solicitation to buy any securities or to adopt any investment strategy. This information does not take into account your financial circumstances. An assessment should be made as to whether the information is appropriate for you having regard to your objectives, financial situation, and needs. The information and opinions contained in this material are derived from proprietary and non-proprietary sources deemed by Choice Wealth Management, LLC to be reliable, and are not necessarily all inclusive and are not guaranteed as to accuracy. There is no guarantee that forecasts made will come to pass. Any investments named within this material may not necessarily be held in any accounts managed by Choice Wealth Management, LLC. Reliance upon information in this material is at the sole discretion of the viewer. Past performance is no guarantee of future results. ----------------------- CONTENT DISCLAIMER: The views and opinions expressed through this media or in comments on this channel are those of the creators and do not necessarily reflect the views and opinions held by this channel's broadcaster. Due to the social nature of this channel, these videos may contain content copyrighted by another person or entity. This channel's owner claims no copyright to said content. The broadcaster of this channel cannot be held accountable for the copyrighted content. The broadcaster shares and strives to verify information, but cannot warrant the accuracy of copyrights or completeness of the information on this channel. Any copyrighted material shared on this channel is intended to be shared by Fair Use. If you have a complaint about the use of copyrighted material, please contact the broadcaster prior to making a copyright claim. Any infringement is unintentional and will be rectified to all parties' satisfaction.

Newsflash - the stock market doesn't necessarily have a preferred political party or candidate. The current economic backdrop will tell us far more about future prospects for stocks than the election results will. #financialplanning #investmentstrategies #investing #stockmarket #election #election2024 #kamalaharris #donaldtrump Greg Corneille, CFP®, ChSNC®, CRPC® is the founder of Choice Wealth Management, LLC; an independent registered investment advisory firm providing active investment management and financial planning services for individuals, families, business owners, and families with special needs individuals. Subscribe: https://www.youtube.com/@choicewealthmgt?sub_confirmation=1 Connect: Facebook - @choicewealthmgt Instagram - @choicewealthmanagement TikTok - @greg.corneille Schedule an introductory conversation: https://calendly.com/gregcorneille DISCLAIMER: This video contains general information only and is not intended to be relied on as a forecast, research, investment advice; or a recommendation, offer, or solicitation to buy any securities or to adopt any investment strategy. This information does not take into account your financial circumstances. An assessment should be made as to whether the information is appropriate for you having regard to your objectives, financial situation, and needs. The information and opinions contained in this material are derived from proprietary and non-proprietary sources deemed by Choice Wealth Management, LLC to be reliable, and are not necessarily all inclusive and are not guaranteed as to accuracy. There is no guarantee that forecasts made will come to pass. Any investments named within this material may not necessarily be held in any accounts managed by Choice Wealth Management, LLC. Reliance upon information in this material is at the sole discretion of the viewer. Past performance is no guarantee of future results. ----------------------- CONTENT DISCLAIMER: The views and opinions expressed through this media or in comments on this channel are those of the creators and do not necessarily reflect the views and opinions held by this channel's broadcaster. Due to the social nature of this channel, these videos may contain content copyrighted by another person or entity. This channel's owner claims no copyright to said content. The broadcaster of this channel cannot be held accountable for the copyrighted content. The broadcaster shares and strives to verify information, but cannot warrant the accuracy of copyrights or completeness of the information on this channel. Any copyrighted material shared on this channel is intended to be shared by Fair Use. If you have a complaint about the use of copyrighted material, please contact the broadcaster prior to making a copyright claim. Any infringement is unintentional and will be rectified to all parties' satisfaction.

The Federal Reserve (AKA Fed) is expected to lower interest rates next week for the first time in four years. What impact will this have on the financial markets and consumer debt moving forward? How could this impact our financial planning decisions in the near future? #financialplanning #investmentmanagement #investing #fed #interestrates #federalreserve Greg Corneille, CFP®, ChSNC®, CRPC® is the founder of Choice Wealth Management, LLC; an independent registered investment advisory firm providing active investment management and financial planning services for individuals, families, business owners, and families with special needs individuals. Subscribe: https://www.youtube.com/@choicewealthmgt?sub_confirmation=1 Connect: Facebook - @choicewealthmgt Instagram - @choicewealthmanagement TikTok - @greg.corneille Schedule an introductory conversation: https://calendly.com/gregcorneille DISCLAIMER: This video contains general information only and is not intended to be relied on as a forecast, research, investment advice; or a recommendation, offer, or solicitation to buy any securities or to adopt any investment strategy. This information does not take into account your financial circumstances. An assessment should be made as to whether the information is appropriate for you having regard to your objectives, financial situation, and needs. The information and opinions contained in this material are derived from proprietary and non-proprietary sources deemed by Choice Wealth Management, LLC to be reliable, and are not necessarily all inclusive and are not guaranteed as to accuracy. There is no guarantee that forecasts made will come to pass. Any investments named within this material may not necessarily be held in any accounts managed by Choice Wealth Management, LLC. Reliance upon information in this material is at the sole discretion of the viewer. Past performance is no guarantee of future results. ----------------------- CONTENT DISCLAIMER: The views and opinions expressed through this media or in comments on this channel are those of the creators and do not necessarily reflect the views and opinions held by this channel's broadcaster. Due to the social nature of this channel, these videos may contain content copyrighted by another person or entity. This channel's owner claims no copyright to said content. The broadcaster of this channel cannot be held accountable for the copyrighted content. The broadcaster shares and strives to verify information, but cannot warrant the accuracy of copyrights or completeness of the information on this channel. Any copyrighted material shared on this channel is intended to be shared by Fair Use. If you have a complaint about the use of copyrighted material, please contact the broadcaster prior to making a copyright claim. Any infringement is unintentional and will be rectified to all parties' satisfaction.

It’s generally a good idea to take advantage of contributing to a 401(k) or other employer-sponsored retirement plan as much as possible. But there are a few good reasons in which that may not be the best decision, especially in a given year. Here are some situations in which it’s worth rethinking the traditional advice. #financialplanning #investmentmanagement #retirementplanning #stockmarket #401k Greg Corneille, CFP®, ChSNC®, CRPC® is the founder of Choice Wealth Management, LLC; an independent registered investment advisory firm providing active investment management and financial planning services for individuals, families, business owners, and families with special needs individuals. Let's connect! Facebook - @choicewealthmgt Instagram - @choicewealthmanagement TikTok - @greg.corneille Let's meet! Calendar: https://calendly.com/gregcorneille DISCLAIMER: This video contains general information only and is not intended to be relied on as a forecast, research, investment advice; or a recommendation, offer, or solicitation to buy any securities or to adopt any investment strategy. This information does not take into account your financial circumstances. An assessment should be made as to whether the information is appropriate for you having regard to your objectives, financial situation, and needs. The information and opinions contained in this material are derived from proprietary and non-proprietary sources deemed by Choice Wealth Management, LLC to be reliable, and are not necessarily all inclusive and are not guaranteed as to accuracy. There is no guarantee that forecasts made will come to pass. Any investments named within this material may not necessarily be held in any accounts managed by Choice Wealth Management, LLC. Reliance upon information in this material is at the sole discretion of the viewer. Past performance is no guarantee of future results. ----------------------- CONTENT DISCLAIMER: The views and opinions expressed through this media or in comments on this channel are those of the creators and do not necessarily reflect the views and opinions held by this channel's broadcaster. Due to the social nature of this channel, these videos may contain content copyrighted by another person or entity. This channel's owner claims no copyright to said content. The broadcaster of this channel cannot be held accountable for the copyrighted content. The broadcaster shares and strives to verify information, but cannot warrant the accuracy of copyrights or completeness of the information on this channel. Any copyrighted material shared on this channel is intended to be shared by Fair Use. If you have a complaint about the use of copyrighted material, please contact the broadcaster prior to making a copyright claim. Any infringement is unintentional and will be rectified to all parties' satisfaction.

The stock market has seen some heightened volatility in recent weeks, but it's important to view it in the proper context of what historically tends to happen. Times like this also underscore the importance of having a predefined investment strategy, so that investment decisions can be made from a place of logic and not emotion. #financialplanning #investmentmanagement #retirementplanning #stockmarket #volatility Greg Corneille, CFP®, ChSNC®, CRPC® is the founder of Choice Wealth Management, LLC; an independent registered investment advisory firm providing active investment management and financial planning services for individuals, families, business owners, and families with special needs individuals. Let's connect! Facebook - @choicewealthmgt Instagram - @choicewealthmanagement TikTok - @greg.corneille Let's meet! Calendar: https://calendly.com/gregcorneille DISCLAIMER: This video contains general information only and is not intended to be relied on as a forecast, research, investment advice; or a recommendation, offer, or solicitation to buy any securities or to adopt any investment strategy. This information does not take into account your financial circumstances. An assessment should be made as to whether the information is appropriate for you having regard to your objectives, financial situation, and needs. The information and opinions contained in this material are derived from proprietary and non-proprietary sources deemed by Choice Wealth Management, LLC to be reliable, and are not necessarily all inclusive and are not guaranteed as to accuracy. There is no guarantee that forecasts made will come to pass. Any investments named within this material may not necessarily be held in any accounts managed by Choice Wealth Management, LLC. Reliance upon information in this material is at the sole discretion of the viewer. Past performance is no guarantee of future results. ----------------------- CONTENT DISCLAIMER: The views and opinions expressed through this media or in comments on this channel are those of the creators and do not necessarily reflect the views and opinions held by this channel's broadcaster. Due to the social nature of this channel, these videos may contain content copyrighted by another person or entity. This channel's owner claims no copyright to said content. The broadcaster of this channel cannot be held accountable for the copyrighted content. The broadcaster shares and strives to verify information, but cannot warrant the accuracy of copyrights or completeness of the information on this channel. Any copyrighted material shared on this channel is intended to be shared by Fair Use. If you have a complaint about the use of copyrighted material, please contact the broadcaster prior to making a copyright claim. Any infringement is unintentional and will be rectified to all parties' satisfaction.

I recently contributed to a CNBC article concerning a survey revealing that many 55-year-old Americans feel "critically underprepared" for retirement. In this video, I expand upon the insights shared in the article and share some additional advice I might offer someone in this situation. Link to article: https://www.cnbc.com/2024/06/26/55-year-old-americans-critically-underprepared-for-retirement-survey-.html #financialplanning #investmentmanagement #retirementplanning #cnbc Greg Corneille, CFP®, ChSNC®, CRPC® is the founder of Choice Wealth Management, LLC; an independent registered investment advisory firm providing active investment management and financial planning services for individuals, families, business owners, and families with special needs individuals. Let's connect! Facebook - @choicewealthmgt Instagram - @choicewealthmanagement TikTok - @greg.corneille Let's meet! Calendar: https://calendly.com/gregcorneille DISCLAIMER: This video contains general information only and is not intended to be relied on as a forecast, research, investment advice; or a recommendation, offer, or solicitation to buy any securities or to adopt any investment strategy. This information does not take into account your financial circumstances. An assessment should be made as to whether the information is appropriate for you having regard to your objectives, financial situation, and needs. The information and opinions contained in this material are derived from proprietary and non-proprietary sources deemed by Choice Wealth Management, LLC to be reliable, and are not necessarily all inclusive and are not guaranteed as to accuracy. There is no guarantee that forecasts made will come to pass. Any investments named within this material may not necessarily be held in any accounts managed by Choice Wealth Management, LLC. Reliance upon information in this material is at the sole discretion of the viewer. Past performance is no guarantee of future results. ----------------------- CONTENT DISCLAIMER: The views and opinions expressed through this media or in comments on this channel are those of the creators and do not necessarily reflect the views and opinions held by this channel's broadcaster. Due to the social nature of this channel, these videos may contain content copyrighted by another person or entity. This channel's owner claims no copyright to said content. The broadcaster of this channel cannot be held accountable for the copyrighted content. The broadcaster shares and strives to verify information, but cannot warrant the accuracy of copyrights or completeness of the information on this channel. Any copyrighted material shared on this channel is intended to be shared by Fair Use. If you have a complaint about the use of copyrighted material, please contact the broadcaster prior to making a copyright claim. Any infringement is unintentional and will be rectified to all parties' satisfaction.

When does it make sense to look at using life insurance as an investment vehicle? In this video, we'll discuss what this entails and when and for whom it makes sense to consider. #financialplanning #investmentmanagement #lifeinsurance #universallifeinsurance Greg Corneille, CFP®, ChSNC®, CRPC® is the founder of Choice Wealth Management, LLC; an independent registered investment advisory firm providing active investment management and financial planning services for individuals, families, business owners, and families with special needs individuals. Let's connect! Facebook - @choicewealthmgt Instagram - @choicewealthmanagement TikTok - @greg.corneille Let's meet! Calendar: https://calendly.com/gregcorneille DISCLAIMER: This video contains general information only and is not intended to be relied on as a forecast, research, investment advice; or a recommendation, offer, or solicitation to buy any securities or to adopt any investment strategy. This information does not take into account your financial circumstances. An assessment should be made as to whether the information is appropriate for you having regard to your objectives, financial situation, and needs. The information and opinions contained in this material are derived from proprietary and non-proprietary sources deemed by Choice Wealth Management, LLC to be reliable, and are not necessarily all inclusive and are not guaranteed as to accuracy. There is no guarantee that forecasts made will come to pass. Any investments named within this material may not necessarily be held in any accounts managed by Choice Wealth Management, LLC. Reliance upon information in this material is at the sole discretion of the viewer. Past performance is no guarantee of future results. ----------------------- CONTENT DISCLAIMER: The views and opinions expressed through this media or in comments on this channel are those of the creators and do not necessarily reflect the views and opinions held by this channel's broadcaster. Due to the social nature of this channel, these videos may contain content copyrighted by another person or entity. This channel's owner claims no copyright to said content. The broadcaster of this channel cannot be held accountable for the copyrighted content. The broadcaster shares and strives to verify information, but cannot warrant the accuracy of copyrights or completeness of the information on this channel. Any copyrighted material shared on this channel is intended to be shared by Fair Use. If you have a complaint about the use of copyrighted material, please contact the broadcaster prior to making a copyright claim. Any infringement is unintentional and will be rectified to all parties' satisfaction.

Restricted Stock Units are an increasingly common form of employee equity compensation. In this video, we'll discuss some common strategies and considerations for managing RSUs. #financialplanning #investmentmanagement #equitycompensation #restrictedstockunits Greg Corneille, CFP®, ChSNC®, CRPC® is the founder of Choice Wealth Management, LLC; an independent registered investment advisory firm providing active investment management and financial planning services for individuals, families, business owners, and families with special needs individuals. Let's connect! Facebook - @choicewealthmgt Instagram - @choicewealthmanagement TikTok - @greg.corneille Let's meet! Calendar: https://calendly.com/gregcorneille DISCLAIMER: This video contains general information only and is not intended to be relied on as a forecast, research, investment advice; or a recommendation, offer, or solicitation to buy any securities or to adopt any investment strategy. This information does not take into account your financial circumstances. An assessment should be made as to whether the information is appropriate for you having regard to your objectives, financial situation, and needs. The information and opinions contained in this material are derived from proprietary and non-proprietary sources deemed by Choice Wealth Management, LLC to be reliable, and are not necessarily all inclusive and are not guaranteed as to accuracy. There is no guarantee that forecasts made will come to pass. Any investments named within this material may not necessarily be held in any accounts managed by Choice Wealth Management, LLC. Reliance upon information in this material is at the sole discretion of the viewer. Past performance is no guarantee of future results. ----------------------- CONTENT DISCLAIMER: The views and opinions expressed through this media or in comments on this channel are those of the creators and do not necessarily reflect the views and opinions held by this channel's broadcaster. Due to the social nature of this channel, these videos may contain content copyrighted by another person or entity. This channel's owner claims no copyright to said content. The broadcaster of this channel cannot be held accountable for the copyrighted content. The broadcaster shares and strives to verify information, but cannot warrant the accuracy of copyrights or completeness of the information on this channel. Any copyrighted material shared on this channel is intended to be shared by Fair Use. If you have a complaint about the use of copyrighted material, please contact the broadcaster prior to making a copyright claim. Any infringement is unintentional and will be rectified to all parties' satisfaction.

What are the things that determine when & if we are able to reach financial goals - whether it be retirement, financial independence, or otherwise? It really only comes down to four variables. Let's discuss these variables, how we can manipulate them, and how financial planning can help offer clarity and plans of action to do so. #financialplanning #investmentmanagement Greg Corneille, CFP®, ChSNC®, CRPC® is the founder of Choice Wealth Management, LLC; an independent registered investment advisory firm providing active investment management and financial planning services for individuals, families, business owners, and families with special needs individuals. Let's connect! Facebook - @choicewealthmgt Instagram - @choicewealthmanagement TikTok - @greg.corneille Let's meet! Calendar: https://calendly.com/gregcorneille DISCLAIMER: This video contains general information only and is not intended to be relied on as a forecast, research, investment advice; or a recommendation, offer, or solicitation to buy any securities or to adopt any investment strategy. This information does not take into account your financial circumstances. An assessment should be made as to whether the information is appropriate for you having regard to your objectives, financial situation, and needs. The information and opinions contained in this material are derived from proprietary and non-proprietary sources deemed by Choice Wealth Management, LLC to be reliable, and are not necessarily all inclusive and are not guaranteed as to accuracy. There is no guarantee that forecasts made will come to pass. Any investments named within this material may not necessarily be held in any accounts managed by Choice Wealth Management, LLC. Reliance upon information in this material is at the sole discretion of the viewer. Past performance is no guarantee of future results. ----------------------- CONTENT DISCLAIMER: The views and opinions expressed through this media or in comments on this channel are those of the creators and do not necessarily reflect the views and opinions held by this channel's broadcaster. Due to the social nature of this channel, these videos may contain content copyrighted by another person or entity. This channel's owner claims no copyright to said content. The broadcaster of this channel cannot be held accountable for the copyrighted content. The broadcaster shares and strives to verify information, but cannot warrant the accuracy of copyrights or completeness of the information on this channel. Any copyrighted material shared on this channel is intended to be shared by Fair Use. If you have a complaint about the use of copyrighted material, please contact the broadcaster prior to making a copyright claim. Any infringement is unintentional and will be rectified to all parties' satisfaction.

Until recently, employers were only able to match their employees 401(k)s with pre-tax dollars. With the passage of the SECURE 2.0 Act, employees can now elect to have their matching contributions made to Roth 401(k)s. Here's what you need to know! #financialplanning #roth401k #rothira #investmentstrategy Greg Corneille, CFP®, ChSNC®, CRPC® is the founder of Choice Wealth Management, LLC; an independent registered investment advisory firm providing active investment management and financial planning services for individuals, families, business owners, and families with special needs individuals. Let's connect! Facebook - @choicewealthmgt Instagram - @choicewealthmanagement TikTok - @greg.corneille Let's meet! Calendar: https://calendly.com/gregcorneille DISCLAIMER: This video contains general information only and is not intended to be relied on as a forecast, research, investment advice; or a recommendation, offer, or solicitation to buy any securities or to adopt any investment strategy. This information does not take into account your financial circumstances. An assessment should be made as to whether the information is appropriate for you having regard to your objectives, financial situation, and needs. The information and opinions contained in this material are derived from proprietary and non-proprietary sources deemed by Choice Wealth Management, LLC to be reliable, and are not necessarily all inclusive and are not guaranteed as to accuracy. There is no guarantee that forecasts made will come to pass. Any investments named within this material may not necessarily be held in any accounts managed by Choice Wealth Management, LLC. Reliance upon information in this material is at the sole discretion of the viewer. Past performance is no guarantee of future results. ----------------------- CONTENT DISCLAIMER: The views and opinions expressed through this media or in comments on this channel are those of the creators and do not necessarily reflect the views and opinions held by this channel's broadcaster. Due to the social nature of this channel, these videos may contain content copyrighted by another person or entity. This channel's owner claims no copyright to said content. The broadcaster of this channel cannot be held accountable for the copyrighted content. The broadcaster shares and strives to verify information, but cannot warrant the accuracy of copyrights or completeness of the information on this channel. Any copyrighted material shared on this channel is intended to be shared by Fair Use. If you have a complaint about the use of copyrighted material, please contact the broadcaster prior to making a copyright claim. Any infringement is unintentional and will be rectified to all parties' satisfaction.

What are the key things we should be thinking about with any investment opportunity or option? Let's talk about the importance of understanding things like return expectations, timeframes, volatility, liquidity, and more. #financialplanning #financialplan #investmentstrategy Greg Corneille, CFP®, ChSNC®, CRPC® is the founder of Choice Wealth Management, LLC; an independent registered investment advisory firm providing active investment management and financial planning services for individuals, families, business owners, and families with special needs individuals. Let's connect! Facebook - @choicewealthmgt Instagram - @choicewealthmanagement TikTok - @greg.corneille Let's meet! Calendar: https://calendly.com/gregcorneille DISCLAIMER: This video contains general information only and is not intended to be relied on as a forecast, research, investment advice; or a recommendation, offer, or solicitation to buy any securities or to adopt any investment strategy. This information does not take into account your financial circumstances. An assessment should be made as to whether the information is appropriate for you having regard to your objectives, financial situation, and needs. The information and opinions contained in this material are derived from proprietary and non-proprietary sources deemed by Choice Wealth Management, LLC to be reliable, and are not necessarily all inclusive and are not guaranteed as to accuracy. There is no guarantee that forecasts made will come to pass. Any investments named within this material may not necessarily be held in any accounts managed by Choice Wealth Management, LLC. Reliance upon information in this material is at the sole discretion of the viewer. Past performance is no guarantee of future results. ----------------------- CONTENT DISCLAIMER: The views and opinions expressed through this media or in comments on this channel are those of the creators and do not necessarily reflect the views and opinions held by this channel's broadcaster. Due to the social nature of this channel, these videos may contain content copyrighted by another person or entity. This channel's owner claims no copyright to said content. The broadcaster of this channel cannot be held accountable for the copyrighted content. The broadcaster shares and strives to verify information, but cannot warrant the accuracy of copyrights or completeness of the information on this channel. Any copyrighted material shared on this channel is intended to be shared by Fair Use. If you have a complaint about the use of copyrighted material, please contact the broadcaster prior to making a copyright claim. Any infringement is unintentional and will be rectified to all parties' satisfaction.

Did you know that the stock market has seasons too? In this video, we'll break down stock market seasonality, which is the historical tendency of the market to perform better in some months than in others. Of course, these are based on historical averages, which means they may or may not hold true in any given year. We'll also touch on what I feel are the most important elements of an investment strategy. #financialplanning #financialplan #investmentstrategy Greg Corneille, CFP®, ChSNC®, CRPC® is the founder of Choice Wealth Management, LLC; an independent registered investment advisory firm providing active investment management and financial planning services for individuals, families, business owners, and families with special needs individuals. Let's connect! Facebook - @choicewealthmgt Instagram - @choicewealthmanagement TikTok - @greg.corneille Let's meet! Calendar: https://calendly.com/gregcorneille DISCLAIMER: This video contains general information only and is not intended to be relied on as a forecast, research, investment advice; or a recommendation, offer, or solicitation to buy any securities or to adopt any investment strategy. This information does not take into account your financial circumstances. An assessment should be made as to whether the information is appropriate for you having regard to your objectives, financial situation, and needs. The information and opinions contained in this material are derived from proprietary and non-proprietary sources deemed by Choice Wealth Management, LLC to be reliable, and are not necessarily all inclusive and are not guaranteed as to accuracy. There is no guarantee that forecasts made will come to pass. Any investments named within this material may not necessarily be held in any accounts managed by Choice Wealth Management, LLC. Reliance upon information in this material is at the sole discretion of the viewer. Past performance is no guarantee of future results. ----------------------- CONTENT DISCLAIMER: The views and opinions expressed through this media or in comments on this channel are those of the creators and do not necessarily reflect the views and opinions held by this channel's broadcaster. Due to the social nature of this channel, these videos may contain content copyrighted by another person or entity. This channel's owner claims no copyright to said content. The broadcaster of this channel cannot be held accountable for the copyrighted content. The broadcaster shares and strives to verify information, but cannot warrant the accuracy of copyrights or completeness of the information on this channel. Any copyrighted material shared on this channel is intended to be shared by Fair Use. If you have a complaint about the use of copyrighted material, please contact the broadcaster prior to making a copyright claim. Any infringement is unintentional and will be rectified to all parties' satisfaction.