If you’re receiving nonqualified stock options, or NSOs, as part of your compensation, understanding how they actually work is important. In this video I walk through the basics in about sixty seconds, including the key dates, how exercising works, how the spread is taxed, and the tradeoff between added taxable income and concentration in your employer’s stock. If you’re trying to decide when exercising makes sense or how these fit into your broader financial plan, feel free to schedule a time to meet with me, link below. #StockOptions #EquityCompensation #FinancialPlanning #TaxPlanning #EmployeeBenefits ---------------------------------------------------------------------------------------- Greg Corneille, CFP®, ChSNC®, is the founder of Choice Wealth Management, LLC; an independent registered investment advisory firm providing active investment management and financial planning services for individuals, families, business owners, and families with special needs individuals. Subscribe: / @choicewealthmgt Connect: Facebook - @choicewealthmgt Instagram - @choicewealthmanagement TikTok - @greg.corneille Schedule an introductory conversation: https://calendly.com/gregcorneille DISCLAIMER: This video contains general information only and is not intended to be relied on as a forecast, research, investment advice; or a recommendation, offer, or solicitation to buy any securities or to adopt any investment strategy. This information does not take into account your financial circumstances. An assessment should be made as to whether the information is appropriate for you having regard to your objectives, financial situation, and needs. The information and opinions contained in this material are derived from proprietary and non-proprietary sources deemed by Choice Wealth Management, LLC to be reliable, and are not necessarily all inclusive and are not guaranteed as to accuracy. There is no guarantee that forecasts made will come to pass. Any investments named within this material may not necessarily be held in any accounts managed by Choice Wealth Management, LLC. Reliance upon information in this material is at the sole discretion of the viewer. Past performance is no guarantee of future results. ---------------------------------------------------------------------------------------- CONTENT DISCLAIMER: The views and opinions expressed through this media or in comments on this channel are those of the creators and do not necessarily reflect the views and opinions held by this channel's broadcaster. Due to the social nature of this channel, these videos may contain content copyrighted by another person or entity. This channel's owner claims no copyright to said content. The broadcaster of this channel cannot be held accountable for the copyrighted content. The broadcaster shares and strives to verify information but cannot warrant the accuracy of copyrights or completeness of the information on this channel. Any copyrighted material shared on this channel is intended to be shared by Fair Use. If you have a complaint about the use of copyrighted material, please contact the broadcaster prior to making a copyright claim. Any infringement is unintentional and will be rectified to all parties' satisfaction.

Sometimes the best planning opportunities come from conversations. In this video I share a real example where a family planning a home renovation for their adult child with special needs uncovered a tax planning opportunity that allowed them to pair a large medical deduction with a Roth conversion. It’s a great reminder that thoughtful financial planning is often about connecting the dots between decisions that might not seem related at first. Schedule some time with me to see if this applies to you! #SpecialNeedsPlanning #SpecialNeedsFamilies #MedicalExpenseDeduction #RothConversionStrategy #SpecialNeedsTrust #DisabilityFinancialPlanning #TaxPlanningForFamilies #AccessibleHomeModifications #FinancialPlanning #RetirementTaxPlanning #homeimprovement ---------------------------------------------------------------------------------------- Greg Corneille, CFP®, ChSNC®, is the founder of Choice Wealth Management, LLC; an independent registered investment advisory firm providing active investment management and financial planning services for individuals, families, business owners, and families with special needs individuals. Subscribe: / @choicewealthmgt Connect: Facebook - @choicewealthmgt Instagram - @choicewealthmanagement TikTok - @greg.corneille Schedule an introductory conversation: https://calendly.com/gregcorneille DISCLAIMER: This video contains general information only and is not intended to be relied on as a forecast, research, investment advice; or a recommendation, offer, or solicitation to buy any securities or to adopt any investment strategy. This information does not take into account your financial circumstances. An assessment should be made as to whether the information is appropriate for you having regard to your objectives, financial situation, and needs. The information and opinions contained in this material are derived from proprietary and non-proprietary sources deemed by Choice Wealth Management, LLC to be reliable, and are not necessarily all inclusive and are not guaranteed as to accuracy. There is no guarantee that forecasts made will come to pass. Any investments named within this material may not necessarily be held in any accounts managed by Choice Wealth Management, LLC. Reliance upon information in this material is at the sole discretion of the viewer. Past performance is no guarantee of future results. ---------------------------------------------------------------------------------------- CONTENT DISCLAIMER: The views and opinions expressed through this media or in comments on this channel are those of the creators and do not necessarily reflect the views and opinions held by this channel's broadcaster. Due to the social nature of this channel, these videos may contain content copyrighted by another person or entity. This channel's owner claims no copyright to said content. The broadcaster of this channel cannot be held accountable for the copyrighted content. The broadcaster shares and strives to verify information but cannot warrant the accuracy of copyrights or completeness of the information on this channel. Any copyrighted material shared on this channel is intended to be shared by Fair Use. If you have a complaint about the use of copyrighted material, please contact the broadcaster prior to making a copyright claim. Any infringement is unintentional and will be rectified to all parties' satisfaction.

Someone recently told me they’d heard that annuities are ‘bad,’ which reminded me how often they’re misunderstood. In this video, I explain why annuities aren’t good or bad, they’re simply tools, and the real question is when they actually make sense within a financial plan. If you’re curious whether an annuity might make sense for you, schedule a time to talk with me! #Annuities #RetirementPlanning #FinancialPlanning #RetirementIncome #PersonalFinance ---------------------------------------------------------------------------------------- Greg Corneille, CFP®, ChSNC®, is the founder of Choice Wealth Management, LLC; an independent registered investment advisory firm providing active investment management and financial planning services for individuals, families, business owners, and families with special needs individuals. Subscribe: / @choicewealthmgt Connect: Facebook - @choicewealthmgt Instagram - @choicewealthmanagement TikTok - @greg.corneille Schedule an introductory conversation: https://calendly.com/gregcorneille DISCLAIMER: This video contains general information only and is not intended to be relied on as a forecast, research, investment advice; or a recommendation, offer, or solicitation to buy any securities or to adopt any investment strategy. This information does not take into account your financial circumstances. An assessment should be made as to whether the information is appropriate for you having regard to your objectives, financial situation, and needs. The information and opinions contained in this material are derived from proprietary and non-proprietary sources deemed by Choice Wealth Management, LLC to be reliable, and are not necessarily all inclusive and are not guaranteed as to accuracy. There is no guarantee that forecasts made will come to pass. Any investments named within this material may not necessarily be held in any accounts managed by Choice Wealth Management, LLC. Reliance upon information in this material is at the sole discretion of the viewer. Past performance is no guarantee of future results. ---------------------------------------------------------------------------------------- CONTENT DISCLAIMER: The views and opinions expressed through this media or in comments on this channel are those of the creators and do not necessarily reflect the views and opinions held by this channel's broadcaster. Due to the social nature of this channel, these videos may contain content copyrighted by another person or entity. This channel's owner claims no copyright to said content. The broadcaster of this channel cannot be held accountable for the copyrighted content. The broadcaster shares and strives to verify information but cannot warrant the accuracy of copyrights or completeness of the information on this channel. Any copyrighted material shared on this channel is intended to be shared by Fair Use. If you have a complaint about the use of copyrighted material, please contact the broadcaster prior to making a copyright claim. Any infringement is unintentional and will be rectified to all parties' satisfaction.

The new Trump Accounts for kids are getting a lot of attention, so in this video I break down what they are, how they work, and the real pros and cons you should be thinking about before jumping in. We cover the government contribution, tax treatment, investment limitations, and the long-term planning considerations that often get overlooked. The bigger question isn’t whether the account exists, it’s whether it actually fits your goals, your timeline, and what you’re trying to accomplish for your family. #FinancialPlanning #FamilyWealth #TaxStrategy #RetirementPlanning #trumpaccounts ---------------------------------------------------------------------------------------- Greg Corneille, CFP®, ChSNC®, is the founder of Choice Wealth Management, LLC; an independent registered investment advisory firm providing active investment management and financial planning services for individuals, families, business owners, and families with special needs individuals. Subscribe: / @choicewealthmgt Connect: Facebook - @choicewealthmgt Instagram - @choicewealthmanagement TikTok - @greg.corneille Schedule an introductory conversation: https://calendly.com/gregcorneille DISCLAIMER: This video contains general information only and is not intended to be relied on as a forecast, research, investment advice; or a recommendation, offer, or solicitation to buy any securities or to adopt any investment strategy. This information does not take into account your financial circumstances. An assessment should be made as to whether the information is appropriate for you having regard to your objectives, financial situation, and needs. The information and opinions contained in this material are derived from proprietary and non-proprietary sources deemed by Choice Wealth Management, LLC to be reliable, and are not necessarily all inclusive and are not guaranteed as to accuracy. There is no guarantee that forecasts made will come to pass. Any investments named within this material may not necessarily be held in any accounts managed by Choice Wealth Management, LLC. Reliance upon information in this material is at the sole discretion of the viewer. Past performance is no guarantee of future results. ---------------------------------------------------------------------------------------- CONTENT DISCLAIMER: The views and opinions expressed through this media or in comments on this channel are those of the creators and do not necessarily reflect the views and opinions held by this channel's broadcaster. Due to the social nature of this channel, these videos may contain content copyrighted by another person or entity. This channel's owner claims no copyright to said content. The broadcaster of this channel cannot be held accountable for the copyrighted content. The broadcaster shares and strives to verify information but cannot warrant the accuracy of copyrights or completeness of the information on this channel. Any copyrighted material shared on this channel is intended to be shared by Fair Use. If you have a complaint about the use of copyrighted material, please contact the broadcaster prior to making a copyright claim. Any infringement is unintentional and will be rectified to all parties' satisfaction.

Bitcoin is down nearly 50% from its highs, and once again the question is whether it’s going to zero. In this video, I explain why I don’t think that’s likely, not from a hype perspective, but from a practical look at what Bitcoin actually is and how its role in the broader market has changed as institutional money and ETFs have entered the picture. Too big to fail doesn’t mean you should own it, but it does change the conversation. #Bitcoin #Investing #MarketVolatility #FinancialPlanning ---------------------------------------------------------------------------------------- Greg Corneille, CFP®, ChSNC®, is the founder of Choice Wealth Management, LLC; an independent registered investment advisory firm providing active investment management and financial planning services for individuals, families, business owners, and families with special needs individuals. Subscribe: / @choicewealthmgt Connect: Facebook - @choicewealthmgt Instagram - @choicewealthmanagement TikTok - @greg.corneille Schedule an introductory conversation: https://calendly.com/gregcorneille DISCLAIMER: This video contains general information only and is not intended to be relied on as a forecast, research, investment advice; or a recommendation, offer, or solicitation to buy any securities or to adopt any investment strategy. This information does not take into account your financial circumstances. An assessment should be made as to whether the information is appropriate for you having regard to your objectives, financial situation, and needs. The information and opinions contained in this material are derived from proprietary and non-proprietary sources deemed by Choice Wealth Management, LLC to be reliable, and are not necessarily all inclusive and are not guaranteed as to accuracy. There is no guarantee that forecasts made will come to pass. Any investments named within this material may not necessarily be held in any accounts managed by Choice Wealth Management, LLC. Reliance upon information in this material is at the sole discretion of the viewer. Past performance is no guarantee of future results. ---------------------------------------------------------------------------------------- CONTENT DISCLAIMER: The views and opinions expressed through this media or in comments on this channel are those of the creators and do not necessarily reflect the views and opinions held by this channel's broadcaster. Due to the social nature of this channel, these videos may contain content copyrighted by another person or entity. This channel's owner claims no copyright to said content. The broadcaster of this channel cannot be held accountable for the copyrighted content. The broadcaster shares and strives to verify information but cannot warrant the accuracy of copyrights or completeness of the information on this channel. Any copyrighted material shared on this channel is intended to be shared by Fair Use. If you have a complaint about the use of copyrighted material, please contact the broadcaster prior to making a copyright claim. Any infringement is unintentional and will be rectified to all parties' satisfaction.

Should you pay off debt first or invest? It’s easy to turn this into a math problem, but it’s really a risk question. Paying down debt means giving up potential investment growth and investing means choosing to live with the debt a little longer. The real issue is how heavy that debt feels, how high the interest is, and how confident you are in your income. There isn’t one right answer for everyone, it depends on the tradeoff and what you’re comfortable with. #FinancialPlanning #DebtStrategy #Investing #WealthManagement ---------------------------------------------------------------------------------------- Greg Corneille, CFP®, ChSNC®, is the founder of Choice Wealth Management, LLC; an independent registered investment advisory firm providing active investment management and financial planning services for individuals, families, business owners, and families with special needs individuals. Subscribe: / @choicewealthmgt Connect: Facebook - @choicewealthmgt Instagram - @choicewealthmanagement TikTok - @greg.corneille Schedule an introductory conversation: https://calendly.com/gregcorneille DISCLAIMER: This video contains general information only and is not intended to be relied on as a forecast, research, investment advice; or a recommendation, offer, or solicitation to buy any securities or to adopt any investment strategy. This information does not take into account your financial circumstances. An assessment should be made as to whether the information is appropriate for you having regard to your objectives, financial situation, and needs. The information and opinions contained in this material are derived from proprietary and non-proprietary sources deemed by Choice Wealth Management, LLC to be reliable, and are not necessarily all inclusive and are not guaranteed as to accuracy. There is no guarantee that forecasts made will come to pass. Any investments named within this material may not necessarily be held in any accounts managed by Choice Wealth Management, LLC. Reliance upon information in this material is at the sole discretion of the viewer. Past performance is no guarantee of future results. ----------------------- CONTENT DISCLAIMER: The views and opinions expressed through this media or in comments on this channel are those of the creators and do not necessarily reflect the views and opinions held by this channel's broadcaster. Due to the social nature of this channel, these videos may contain content copyrighted by another person or entity. This channel's owner claims no copyright to said content. The broadcaster of this channel cannot be held accountable for the copyrighted content. The broadcaster shares and strives to verify information but cannot warrant the accuracy of copyrights or completeness of the information on this channel. Any copyrighted material shared on this channel is intended to be shared by Fair Use. If you have a complaint about the use of copyrighted material, please contact the broadcaster prior to making a copyright claim. Any infringement is unintentional and will be rectified to all parties' satisfaction.

Seeing a large sum hit your account can feel exciting and overwhelming at the same time. Whether it’s from an inheritance, life insurance, divorce, or the sale of real estate, the next steps deserve some thought. The source of the money matters. Taxes may matter. And most importantly, how it fits into your overall financial plan matters. There will always be opinions about what you should do. The better question is what aligns with your goals and your life. #FinancialPlanning #WealthManagement #TaxPlanning #FiduciaryAdvice #Inheritance #InheritedIRA #Divorce #Settlement #LiquidityEvent ---------------------------------------------------------------------------------------- Greg Corneille, CFP®, ChSNC®, is the founder of Choice Wealth Management, LLC; an independent registered investment advisory firm providing active investment management and financial planning services for individuals, families, business owners, and families with special needs individuals. Subscribe: / @choicewealthmgt Connect: Facebook - @choicewealthmgt Instagram - @choicewealthmanagement TikTok - @greg.corneille Schedule an introductory conversation: https://calendly.com/gregcorneille DISCLAIMER: This video contains general information only and is not intended to be relied on as a forecast, research, investment advice; or a recommendation, offer, or solicitation to buy any securities or to adopt any investment strategy. This information does not take into account your financial circumstances. An assessment should be made as to whether the information is appropriate for you having regard to your objectives, financial situation, and needs. The information and opinions contained in this material are derived from proprietary and non-proprietary sources deemed by Choice Wealth Management, LLC to be reliable, and are not necessarily all inclusive and are not guaranteed as to accuracy. There is no guarantee that forecasts made will come to pass. Any investments named within this material may not necessarily be held in any accounts managed by Choice Wealth Management, LLC. Reliance upon information in this material is at the sole discretion of the viewer. Past performance is no guarantee of future results. ----------------------- CONTENT DISCLAIMER: The views and opinions expressed through this media or in comments on this channel are those of the creators and do not necessarily reflect the views and opinions held by this channel's broadcaster. Due to the social nature of this channel, these videos may contain content copyrighted by another person or entity. This channel's owner claims no copyright to said content. The broadcaster of this channel cannot be held accountable for the copyrighted content. The broadcaster shares and strives to verify information but cannot warrant the accuracy of copyrights or completeness of the information on this channel. Any copyrighted material shared on this channel is intended to be shared by Fair Use. If you have a complaint about the use of copyrighted material, please contact the broadcaster prior to making a copyright claim. Any infringement is unintentional and will be rectified to all parties' satisfaction.

Whenever I hear someone say, “just invest in the lowest-cost ETF,” I’m always a little confused. That assumes that aside from the expense ratio, all investments are basically the same and we know that’s not true. Expenses matter. But so does performance, strategy, volatility, and how something fits with the rest of your portfolio. The expense ratio is one input but not the decision. Don’t step over quarters to pick up pennies. #Investing #FinancialPlanning #PortfolioStrategy #WealthManagement #ETFs #LongTermInvesting ----------------------------------------------------------------------------------------- Greg Corneille, CFP®, ChSNC®, is the founder of Choice Wealth Management, LLC; an independent registered investment advisory firm providing active investment management and financial planning services for individuals, families, business owners, and families with special needs individuals. Subscribe: / @choicewealthmgt Connect: Facebook - @choicewealthmgt Instagram - @choicewealthmanagement TikTok - @greg.corneille Schedule an introductory conversation: https://calendly.com/gregcorneille DISCLAIMER: This video contains general information only and is not intended to be relied on as a forecast, research, investment advice; or a recommendation, offer, or solicitation to buy any securities or to adopt any investment strategy. This information does not take into account your financial circumstances. An assessment should be made as to whether the information is appropriate for you having regard to your objectives, financial situation, and needs. The information and opinions contained in this material are derived from proprietary and non-proprietary sources deemed by Choice Wealth Management, LLC to be reliable, and are not necessarily all inclusive and are not guaranteed as to accuracy. There is no guarantee that forecasts made will come to pass. Any investments named within this material may not necessarily be held in any accounts managed by Choice Wealth Management, LLC. Reliance upon information in this material is at the sole discretion of the viewer. Past performance is no guarantee of future results. ----------------------- CONTENT DISCLAIMER: The views and opinions expressed through this media or in comments on this channel are those of the creators and do not necessarily reflect the views and opinions held by this channel's broadcaster. Due to the social nature of this channel, these videos may contain content copyrighted by another person or entity. This channel's owner claims no copyright to said content. The broadcaster of this channel cannot be held accountable for the copyrighted content. The broadcaster shares and strives to verify information but cannot warrant the accuracy of copyrights or completeness of the information on this channel. Any copyrighted material shared on this channel is intended to be shared by Fair Use. If you have a complaint about the use of copyrighted material, please contact the broadcaster prior to making a copyright claim. Any infringement is unintentional and will be rectified to all parties' satisfaction.

I see people mix up risk tolerance and risk capacity all the time and they’re not the same. Risk tolerance is emotional while risk capacity is what your plan can actually handle. When those don’t line up, fear usually ends up driving decisions, but a good financial plan is built to handle volatility, so you don’t have to. #FinancialPlanning #RiskTolerance #RiskCapacity #InvestmentPlanning #RetirementPlanning #BehavioralFinance #FinancialAdvisor #SmartMoney #PlanningNotPanic ----------------------------------------------------------------------------------------- Greg Corneille, CFP®, ChSNC®, is the founder of Choice Wealth Management, LLC; an independent registered investment advisory firm providing active investment management and financial planning services for individuals, families, business owners, and families with special needs individuals. Subscribe: / @choicewealthmgt Connect: Facebook - @choicewealthmgt Instagram - @choicewealthmanagement TikTok - @greg.corneille Schedule an introductory conversation: https://calendly.com/gregcorneille DISCLAIMER: This video contains general information only and is not intended to be relied on as a forecast, research, investment advice; or a recommendation, offer, or solicitation to buy any securities or to adopt any investment strategy. This information does not take into account your financial circumstances. An assessment should be made as to whether the information is appropriate for you having regard to your objectives, financial situation, and needs. The information and opinions contained in this material are derived from proprietary and non-proprietary sources deemed by Choice Wealth Management, LLC to be reliable, and are not necessarily all inclusive and are not guaranteed as to accuracy. There is no guarantee that forecasts made will come to pass. Any investments named within this material may not necessarily be held in any accounts managed by Choice Wealth Management, LLC. Reliance upon information in this material is at the sole discretion of the viewer. Past performance is no guarantee of future results. ----------------------- CONTENT DISCLAIMER: The views and opinions expressed through this media or in comments on this channel are those of the creators and do not necessarily reflect the views and opinions held by this channel's broadcaster. Due to the social nature of this channel, these videos may contain content copyrighted by another person or entity. This channel's owner claims no copyright to said content. The broadcaster of this channel cannot be held accountable for the copyrighted content. The broadcaster shares and strives to verify information but cannot warrant the accuracy of copyrights or completeness of the information on this channel. Any copyrighted material shared on this channel is intended to be shared by Fair Use. If you have a complaint about the use of copyrighted material, please contact the broadcaster prior to making a copyright claim. Any infringement is unintentional and will be rectified to all parties' satisfaction.

Money decisions are a big part of partnership, especially this time of year when couples are thinking about shared goals. There are plenty of opinions on joint versus separate accounts, but for many couples, having at least some joint accounts can make planning simpler and improve visibility. What matters most is that both partners are informed, aligned, and confident in the plan. #FinancialEducation #CouplesFinance #PersonalFinance ----------------------------------------------------------------------------------------- Greg Corneille, CFP®, ChSNC®, is the founder of Choice Wealth Management, LLC; an independent registered investment advisory firm providing active investment management and financial planning services for individuals, families, business owners, and families with special needs individuals. Subscribe: / @choicewealthmgt Connect: Facebook - @choicewealthmgt Instagram - @choicewealthmanagement TikTok - @greg.corneille Schedule an introductory conversation: https://calendly.com/gregcorneille DISCLAIMER: This video contains general information only and is not intended to be relied on as a forecast, research, investment advice; or a recommendation, offer, or solicitation to buy any securities or to adopt any investment strategy. This information does not take into account your financial circumstances. An assessment should be made as to whether the information is appropriate for you having regard to your objectives, financial situation, and needs. The information and opinions contained in this material are derived from proprietary and non-proprietary sources deemed by Choice Wealth Management, LLC to be reliable, and are not necessarily all inclusive and are not guaranteed as to accuracy. There is no guarantee that forecasts made will come to pass. Any investments named within this material may not necessarily be held in any accounts managed by Choice Wealth Management, LLC. Reliance upon information in this material is at the sole discretion of the viewer. Past performance is no guarantee of future results. ----------------------- CONTENT DISCLAIMER: The views and opinions expressed through this media or in comments on this channel are those of the creators and do not necessarily reflect the views and opinions held by this channel's broadcaster. Due to the social nature of this channel, these videos may contain content copyrighted by another person or entity. This channel's owner claims no copyright to said content. The broadcaster of this channel cannot be held accountable for the copyrighted content. The broadcaster shares and strives to verify information but cannot warrant the accuracy of copyrights or completeness of the information on this channel. Any copyrighted material shared on this channel is intended to be shared by Fair Use. If you have a complaint about the use of copyrighted material, please contact the broadcaster prior to making a copyright claim. Any infringement is unintentional and will be rectified to all parties' satisfaction.

Valentine’s Day is about partnership, and that includes financial decisions. Most married couples file taxes jointly, and often that’s the right move, but in certain situations filing separately can actually make more sense. It’s not about what’s typical, it’s about what works best for your situation and long-term plan. Sometimes, the smartest move is simply running the numbers both ways. #FinancialEducation #TaxPlanning #PersonalFinance #WealthBuilding ----------------------------------------------------------------------------------------- Greg Corneille, CFP®, ChSNC®, is the founder of Choice Wealth Management, LLC; an independent registered investment advisory firm providing active investment management and financial planning services for individuals, families, business owners, and families with special needs individuals. Subscribe: / @choicewealthmgt Connect: Facebook - @choicewealthmgt Instagram - @choicewealthmanagement TikTok - @greg.corneille Schedule an introductory conversation: https://calendly.com/gregcorneille DISCLAIMER: This video contains general information only and is not intended to be relied on as a forecast, research, investment advice; or a recommendation, offer, or solicitation to buy any securities or to adopt any investment strategy. This information does not take into account your financial circumstances. An assessment should be made as to whether the information is appropriate for you having regard to your objectives, financial situation, and needs. The information and opinions contained in this material are derived from proprietary and non-proprietary sources deemed by Choice Wealth Management, LLC to be reliable, and are not necessarily all inclusive and are not guaranteed as to accuracy. There is no guarantee that forecasts made will come to pass. Any investments named within this material may not necessarily be held in any accounts managed by Choice Wealth Management, LLC. Reliance upon information in this material is at the sole discretion of the viewer. Past performance is no guarantee of future results. ----------------------- CONTENT DISCLAIMER: The views and opinions expressed through this media or in comments on this channel are those of the creators and do not necessarily reflect the views and opinions held by this channel's broadcaster. Due to the social nature of this channel, these videos may contain content copyrighted by another person or entity. This channel's owner claims no copyright to said content. The broadcaster of this channel cannot be held accountable for the copyrighted content. The broadcaster shares and strives to verify information but cannot warrant the accuracy of copyrights or completeness of the information on this channel. Any copyrighted material shared on this channel is intended to be shared by Fair Use. If you have a complaint about the use of copyrighted material, please contact the broadcaster prior to making a copyright claim. Any infringement is unintentional and will be rectified to all parties' satisfaction.

Planning finances together is one of the most practical ways couples support each other long term. ▶️ Watch the full video to learn why shared planning makes a difference. #CouplesFinance #FinancialPlanning #ValentinesWeek #LongTermGoals ----------------------------------------------------------------------------------------- Greg Corneille, CFP®, ChSNC®, is the founder of Choice Wealth Management, LLC; an independent registered investment advisory firm providing active investment management and financial planning services for individuals, families, business owners, and families with special needs individuals. Subscribe: / @choicewealthmgt Connect: Facebook - @choicewealthmgt Instagram - @choicewealthmanagement TikTok - @greg.corneille Schedule an introductory conversation: https://calendly.com/gregcorneille DISCLAIMER: This video contains general information only and is not intended to be relied on as a forecast, research, investment advice; or a recommendation, offer, or solicitation to buy any securities or to adopt any investment strategy. This information does not take into account your financial circumstances. An assessment should be made as to whether the information is appropriate for you having regard to your objectives, financial situation, and needs. The information and opinions contained in this material are derived from proprietary and non-proprietary sources deemed by Choice Wealth Management, LLC to be reliable, and are not necessarily all inclusive and are not guaranteed as to accuracy. There is no guarantee that forecasts made will come to pass. Any investments named within this material may not necessarily be held in any accounts managed by Choice Wealth Management, LLC. Reliance upon information in this material is at the sole discretion of the viewer. Past performance is no guarantee of future results. ----------------------- CONTENT DISCLAIMER: The views and opinions expressed through this media or in comments on this channel are those of the creators and do not necessarily reflect the views and opinions held by this channel's broadcaster. Due to the social nature of this channel, these videos may contain content copyrighted by another person or entity. This channel's owner claims no copyright to said content. The broadcaster of this channel cannot be held accountable for the copyrighted content. The broadcaster shares and strives to verify information but cannot warrant the accuracy of copyrights or completeness of the information on this channel. Any copyrighted material shared on this channel is intended to be shared by Fair Use. If you have a complaint about the use of copyrighted material, please contact the broadcaster prior to making a copyright claim. Any infringement is unintentional and will be rectified to all parties' satisfaction.

The stock market averages around 10% over time, but that number hides what really happens year to year. Most positive years see gains well above average, while negative years tend to be more moderate than many expect. The key isn’t predicting the market, it’s managing risk intentionally so short-term volatility doesn’t derail long-term goals. #Investing #StockMarket #RiskManagement #FinancialPlanning #LongTermInvesting ----------------------------------------------------------------------------------------- Greg Corneille, CFP®, ChSNC®, is the founder of Choice Wealth Management, LLC; an independent registered investment advisory firm providing active investment management and financial planning services for individuals, families, business owners, and families with special needs individuals. Subscribe: / @choicewealthmgt Connect: Facebook - @choicewealthmgt Instagram - @choicewealthmanagement TikTok - @greg.corneille Schedule an introductory conversation: https://calendly.com/gregcorneille DISCLAIMER: This video contains general information only and is not intended to be relied on as a forecast, research, investment advice; or a recommendation, offer, or solicitation to buy any securities or to adopt any investment strategy. This information does not take into account your financial circumstances. An assessment should be made as to whether the information is appropriate for you having regard to your objectives, financial situation, and needs. The information and opinions contained in this material are derived from proprietary and non-proprietary sources deemed by Choice Wealth Management, LLC to be reliable, and are not necessarily all inclusive and are not guaranteed as to accuracy. There is no guarantee that forecasts made will come to pass. Any investments named within this material may not necessarily be held in any accounts managed by Choice Wealth Management, LLC. Reliance upon information in this material is at the sole discretion of the viewer. Past performance is no guarantee of future results. ----------------------- CONTENT DISCLAIMER: The views and opinions expressed through this media or in comments on this channel are those of the creators and do not necessarily reflect the views and opinions held by this channel's broadcaster. Due to the social nature of this channel, these videos may contain content copyrighted by another person or entity. This channel's owner claims no copyright to said content. The broadcaster of this channel cannot be held accountable for the copyrighted content. The broadcaster shares and strives to verify information but cannot warrant the accuracy of copyrights or completeness of the information on this channel. Any copyrighted material shared on this channel is intended to be shared by Fair Use. If you have a complaint about the use of copyrighted material, please contact the broadcaster prior to making a copyright claim. Any infringement is unintentional and will be rectified to all parties' satisfaction.

A father of a child with special needs recently asked me where he should start saving for his child’s future. In this video, I share why the first step often isn’t opening an account for your child, but making sure the parents’ own financial foundation is solid. We talk about savings, retirement, insurance, estate planning, and when tools like ABLE accounts and special needs trusts may make sense. This approach helps families build long-term security in a more sustainable way. #SpecialNeedsPlanning #FamilyFinancialPlanning #FinancialEducation #LongTermPlanning ----------------------------------------------------------------------------------------- Greg Corneille, CFP®, ChSNC®, is the founder of Choice Wealth Management, LLC; an independent registered investment advisory firm providing active investment management and financial planning services for individuals, families, business owners, and families with special needs individuals. Subscribe: / @choicewealthmgt Connect: Facebook - @choicewealthmgt Instagram - @choicewealthmanagement TikTok - @greg.corneille Schedule an introductory conversation: https://calendly.com/gregcorneille DISCLAIMER: This video contains general information only and is not intended to be relied on as a forecast, research, investment advice; or a recommendation, offer, or solicitation to buy any securities or to adopt any investment strategy. This information does not take into account your financial circumstances. An assessment should be made as to whether the information is appropriate for you having regard to your objectives, financial situation, and needs. The information and opinions contained in this material are derived from proprietary and non-proprietary sources deemed by Choice Wealth Management, LLC to be reliable, and are not necessarily all inclusive and are not guaranteed as to accuracy. There is no guarantee that forecasts made will come to pass. Any investments named within this material may not necessarily be held in any accounts managed by Choice Wealth Management, LLC. Reliance upon information in this material is at the sole discretion of the viewer. Past performance is no guarantee of future results. ----------------------- CONTENT DISCLAIMER: The views and opinions expressed through this media or in comments on this channel are those of the creators and do not necessarily reflect the views and opinions held by this channel's broadcaster. Due to the social nature of this channel, these videos may contain content copyrighted by another person or entity. This channel's owner claims no copyright to said content. The broadcaster of this channel cannot be held accountable for the copyrighted content. The broadcaster shares and strives to verify information but cannot warrant the accuracy of copyrights or completeness of the information on this channel. Any copyrighted material shared on this channel is intended to be shared by Fair Use. If you have a complaint about the use of copyrighted material, please contact the broadcaster prior to making a copyright claim. Any infringement is unintentional and will be rectified to all parties' satisfaction.

Required Minimum Distributions can be tricky. The biggest mistakes I see are missing RMDs, starting late, misunderstanding rules across accounts, and overlooking tax-efficient giving through QCDs. #RMDs #RetirementPlanning #TaxPlanning #RetirementIncome #FinancialEducation ----------------------------------------------------------------------------------------- Greg Corneille, CFP®, ChSNC®, is the founder of Choice Wealth Management, LLC; an independent registered investment advisory firm providing active investment management and financial planning services for individuals, families, business owners, and families with special needs individuals. Subscribe: / @choicewealthmgt Connect: Facebook - @choicewealthmgt Instagram - @choicewealthmanagement TikTok - @greg.corneille Schedule an introductory conversation: https://calendly.com/gregcorneille DISCLAIMER: This video contains general information only and is not intended to be relied on as a forecast, research, investment advice; or a recommendation, offer, or solicitation to buy any securities or to adopt any investment strategy. This information does not take into account your financial circumstances. An assessment should be made as to whether the information is appropriate for you having regard to your objectives, financial situation, and needs. The information and opinions contained in this material are derived from proprietary and non-proprietary sources deemed by Choice Wealth Management, LLC to be reliable, and are not necessarily all inclusive and are not guaranteed as to accuracy. There is no guarantee that forecasts made will come to pass. Any investments named within this material may not necessarily be held in any accounts managed by Choice Wealth Management, LLC. Reliance upon information in this material is at the sole discretion of the viewer. Past performance is no guarantee of future results. ----------------------- CONTENT DISCLAIMER: The views and opinions expressed through this media or in comments on this channel are those of the creators and do not necessarily reflect the views and opinions held by this channel's broadcaster. Due to the social nature of this channel, these videos may contain content copyrighted by another person or entity. This channel's owner claims no copyright to said content. The broadcaster of this channel cannot be held accountable for the copyrighted content. The broadcaster shares and strives to verify information but cannot warrant the accuracy of copyrights or completeness of the information on this channel. Any copyrighted material shared on this channel is intended to be shared by Fair Use. If you have a complaint about the use of copyrighted material, please contact the broadcaster prior to making a copyright claim. Any infringement is unintentional and will be rectified to all parties' satisfaction.

How long does a million dollars last in retirement? The real answer depends on how you plan to use it. In this video, we walk through the key factors that determine sustainable retirement income, including time horizon, investment returns, inflation, and withdrawal strategy. Rather than focusing on how long the money lasts, we explain why planning for longevity leads to better outcomes. 👉 Watch the full video. Let’s talk - schedule a conversation with me here: www.choice-wealth.com/introductoryconversation #RetirementPlanning #FinancialEducation #FinancialPlanning #LongTermPlanning ----------------------------------------------------------------------------------------- Greg Corneille, CFP®, ChSNC®, is the founder of Choice Wealth Management, LLC; an independent registered investment advisory firm providing active investment management and financial planning services for individuals, families, business owners, and families with special needs individuals. Subscribe: / @choicewealthmgt Connect: Facebook - @choicewealthmgt Instagram - @choicewealthmanagement TikTok - @greg.corneille Schedule an introductory conversation: https://calendly.com/gregcorneille DISCLAIMER: This video contains general information only and is not intended to be relied on as a forecast, research, investment advice; or a recommendation, offer, or solicitation to buy any securities or to adopt any investment strategy. This information does not take into account your financial circumstances. An assessment should be made as to whether the information is appropriate for you having regard to your objectives, financial situation, and needs. The information and opinions contained in this material are derived from proprietary and non-proprietary sources deemed by Choice Wealth Management, LLC to be reliable, and are not necessarily all inclusive and are not guaranteed as to accuracy. There is no guarantee that forecasts made will come to pass. Any investments named within this material may not necessarily be held in any accounts managed by Choice Wealth Management, LLC. Reliance upon information in this material is at the sole discretion of the viewer. Past performance is no guarantee of future results. ----------------------- CONTENT DISCLAIMER: The views and opinions expressed through this media or in comments on this channel are those of the creators and do not necessarily reflect the views and opinions held by this channel's broadcaster. Due to the social nature of this channel, these videos may contain content copyrighted by another person or entity. This channel's owner claims no copyright to said content. The broadcaster of this channel cannot be held accountable for the copyrighted content. The broadcaster shares and strives to verify information but cannot warrant the accuracy of copyrights or completeness of the information on this channel. Any copyrighted material shared on this channel is intended to be shared by Fair Use. If you have a complaint about the use of copyrighted material, please contact the broadcaster prior to making a copyright claim. Any infringement is unintentional and will be rectified to all parties' satisfaction.

Should you take Social Security early or wait? It’s one of the most common retirement questions, and the answer depends on more than just age. In this video, we explain Social Security breakeven points and walk through the personal factors that matter, including health, family longevity, other income, and special needs considerations. Understanding both the math and your situation helps you make a decision that fits your real life. 👉 Watch the full video. Let’s talk - schedule a conversation with me here: www.choice-wealth.com/introductoryconversation #SocialSecurity #RetirementPlanning #FinancialEducation #RetirementDecisions #FinancialPlanning ----------------------------------------------------------------------------------------- Greg Corneille, CFP®, ChSNC®, is the founder of Choice Wealth Management, LLC; an independent registered investment advisory firm providing active investment management and financial planning services for individuals, families, business owners, and families with special needs individuals. Subscribe: / @choicewealthmgt Connect: Facebook - @choicewealthmgt Instagram - @choicewealthmanagement TikTok - @greg.corneille Schedule an introductory conversation: https://calendly.com/gregcorneille DISCLAIMER: This video contains general information only and is not intended to be relied on as a forecast, research, investment advice; or a recommendation, offer, or solicitation to buy any securities or to adopt any investment strategy. This information does not take into account your financial circumstances. An assessment should be made as to whether the information is appropriate for you having regard to your objectives, financial situation, and needs. The information and opinions contained in this material are derived from proprietary and non-proprietary sources deemed by Choice Wealth Management, LLC to be reliable, and are not necessarily all inclusive and are not guaranteed as to accuracy. There is no guarantee that forecasts made will come to pass. Any investments named within this material may not necessarily be held in any accounts managed by Choice Wealth Management, LLC. Reliance upon information in this material is at the sole discretion of the viewer. Past performance is no guarantee of future results. ----------------------- CONTENT DISCLAIMER: The views and opinions expressed through this media or in comments on this channel are those of the creators and do not necessarily reflect the views and opinions held by this channel's broadcaster. Due to the social nature of this channel, these videos may contain content copyrighted by another person or entity. This channel's owner claims no copyright to said content. The broadcaster of this channel cannot be held accountable for the copyrighted content. The broadcaster shares and strives to verify information but cannot warrant the accuracy of copyrights or completeness of the information on this channel. Any copyrighted material shared on this channel is intended to be shared by Fair Use. If you have a complaint about the use of copyrighted material, please contact the broadcaster prior to making a copyright claim. Any infringement is unintentional and will be rectified to all parties' satisfaction.

What happens when a person with special needs inherits a retirement account? In this video, I break down beneficiary rules, potential tax issues, and how special needs trusts can help protect important benefits. 👉 Watch the video to learn why getting this right matters. #SpecialNeedsPlanning #SpecialNeedsFamilies #DisabilityPlanning #CaregiverSupport ----------------------------------------------------------------------------------------- Greg Corneille, CFP®, ChSNC®, is the founder of Choice Wealth Management, LLC; an independent registered investment advisory firm providing active investment management and financial planning services for individuals, families, business owners, and families with special needs individuals. Subscribe: / @choicewealthmgt Connect: Facebook - @choicewealthmgt Instagram - @choicewealthmanagement TikTok - @greg.corneille Schedule an introductory conversation: https://calendly.com/gregcorneille DISCLAIMER: This video contains general information only and is not intended to be relied on as a forecast, research, investment advice; or a recommendation, offer, or solicitation to buy any securities or to adopt any investment strategy. This information does not take into account your financial circumstances. An assessment should be made as to whether the information is appropriate for you having regard to your objectives, financial situation, and needs. The information and opinions contained in this material are derived from proprietary and non-proprietary sources deemed by Choice Wealth Management, LLC to be reliable, and are not necessarily all inclusive and are not guaranteed as to accuracy. There is no guarantee that forecasts made will come to pass. Any investments named within this material may not necessarily be held in any accounts managed by Choice Wealth Management, LLC. Reliance upon information in this material is at the sole discretion of the viewer. Past performance is no guarantee of future results. ----------------------- CONTENT DISCLAIMER: The views and opinions expressed through this media or in comments on this channel are those of the creators and do not necessarily reflect the views and opinions held by this channel's broadcaster. Due to the social nature of this channel, these videos may contain content copyrighted by another person or entity. This channel's owner claims no copyright to said content. The broadcaster of this channel cannot be held accountable for the copyrighted content. The broadcaster shares and strives to verify information but cannot warrant the accuracy of copyrights or completeness of the information on this channel. Any copyrighted material shared on this channel is intended to be shared by Fair Use. If you have a complaint about the use of copyrighted material, please contact the broadcaster prior to making a copyright claim. Any infringement is unintentional and will be rectified to all parties' satisfaction.

Taxable. Non-qualified. Brokerage. Individual. Different names - same account. Almost every investment account falls into one of three categories: ➡️ Taxable ➡️ Tax-Deferred ➡️ Tax-Free Once you understand these categories, the rest of the conversation gets a whole lot simpler. 👉 Check out the video to learn more. Let’s talk - schedule a conversation with me here: www.choice-wealth.com/introductoryconversation #TaxableAccounts #RothIRA #InvestingSImplified #WealthBuilding #SmartMoney ----------------------------------------------------------------------------------------- Greg Corneille, CFP®, ChSNC®, is the founder of Choice Wealth Management, LLC; an independent registered investment advisory firm providing active investment management and financial planning services for individuals, families, business owners, and families with special needs individuals. Subscribe: / @choicewealthmgt Connect: Facebook - @choicewealthmgt Instagram - @choicewealthmanagement TikTok - @greg.corneille Schedule an introductory conversation: https://calendly.com/gregcorneille DISCLAIMER: This video contains general information only and is not intended to be relied on as a forecast, research, investment advice; or a recommendation, offer, or solicitation to buy any securities or to adopt any investment strategy. This information does not take into account your financial circumstances. An assessment should be made as to whether the information is appropriate for you having regard to your objectives, financial situation, and needs. The information and opinions contained in this material are derived from proprietary and non-proprietary sources deemed by Choice Wealth Management, LLC to be reliable, and are not necessarily all inclusive and are not guaranteed as to accuracy. There is no guarantee that forecasts made will come to pass. Any investments named within this material may not necessarily be held in any accounts managed by Choice Wealth Management, LLC. Reliance upon information in this material is at the sole discretion of the viewer. Past performance is no guarantee of future results. ----------------------- CONTENT DISCLAIMER: The views and opinions expressed through this media or in comments on this channel are those of the creators and do not necessarily reflect the views and opinions held by this channel's broadcaster. Due to the social nature of this channel, these videos may contain content copyrighted by another person or entity. This channel's owner claims no copyright to said content. The broadcaster of this channel cannot be held accountable for the copyrighted content. The broadcaster shares and strives to verify information but cannot warrant the accuracy of copyrights or completeness of the information on this channel. Any copyrighted material shared on this channel is intended to be shared by Fair Use. If you have a complaint about the use of copyrighted material, please contact the broadcaster prior to making a copyright claim. Any infringement is unintentional and will be rectified to all parties' satisfaction.

If you’re over 50 and maxing out your 401(k), there’s an important change coming in 2026 to be aware of! Under the SECURE 2.0 Act, individuals age 50+ earning $145,000 or more in 2025 will be required to make catch-up contributions as Roth contributions, which could affect the tax deduction you’ve been used to getting. The good news is there may still be alternatives to increase your deductions - depending on your situation. ▶️ Watch the short video below for a quick breakdown of what’s changing and how to think about it. 👉 Ready to see how this applies to you? Let's talk - schedule a conversation with me here: https://calendly.com/gregcorneille #roth #catchup #ira #financialplanning #wealthstrategy #retirementplanning ----------------------------------------------------------------------------------------- Greg Corneille, CFP®, ChSNC®, is the founder of Choice Wealth Management, LLC; an independent registered investment advisory firm providing active investment management and financial planning services for individuals, families, business owners, and families with special needs individuals. Subscribe: https://www.youtube.com/@choicewealthmgt?sub_confirmation=1 Connect: Facebook - @choicewealthmgt Instagram - @choicewealthmanagement TikTok - @greg.corneille Schedule an appointment: https://calendly.com/gregcorneille DISCLAIMER: This video contains general information only and is not intended to be relied on as a forecast, research, investment advice; or a recommendation, offer, or solicitation to buy any securities or to adopt any investment strategy. This information does not take into account your financial circumstances. An assessment should be made as to whether the information is appropriate for you having regard to your objectives, financial situation, and needs. The information and opinions contained in this material are derived from proprietary and non-proprietary sources deemed by Choice Wealth Management, LLC to be reliable, and are not necessarily all inclusive and are not guaranteed as to accuracy. There is no guarantee that forecasts made will come to pass. Any investments named within this material may not necessarily be held in any accounts managed by Choice Wealth Management, LLC. Reliance upon information in this material is at the sole discretion of the viewer. Past performance is no guarantee of future results. ----------------------- CONTENT DISCLAIMER: The views and opinions expressed through this media or in comments on this channel are those of the creators and do not necessarily reflect the views and opinions held by this channel's broadcaster. Due to the social nature of this channel, these videos may contain content copyrighted by another person or entity. This channel's owner claims no copyright to said content. The broadcaster of this channel cannot be held accountable for the copyrighted content. The broadcaster shares and strives to verify information, but cannot warrant the accuracy of copyrights or completeness of the information on this channel. Any copyrighted material shared on this channel is intended to be shared by Fair Use. If you have a complaint about the use of copyrighted material, please contact the broadcaster prior to making a copyright claim. Any infringement is unintentional and will be rectified to all parties' satisfaction.

New year = new retirement contribution limits! 2026 brings higher 401(k) and IRA limits, updated catch-ups, and changes that may impact employer plans and after-tax strategies. I walk through: • Updated contribution and catch-up limits • Changes impacting employer matches • Why the annual additions limit matters for after-tax strategies 2026 Key Financial Data download: https://buff.ly/YzxHVk2 👉 Ready to see how this applies to you? Let's talk - schedule a conversation with me here: https://calendly.com/gregcorneille #RetirementPlanning #401k #IRA #FinancialPlanning #HighIncomePlanning #TaxPlanning #WealthStrategy #2026Planning #RetirementContributions #MegaBackdoorRoth ----------------------------------------------------------------------------------------- Greg Corneille, CFP®, ChSNC®, is the founder of Choice Wealth Management, LLC; an independent registered investment advisory firm providing active investment management and financial planning services for individuals, families, business owners, and families with special needs individuals. Subscribe: https://www.youtube.com/@choicewealthmgt?sub_confirmation=1 Connect: Facebook - @choicewealthmgt Instagram - @choicewealthmanagement TikTok - @greg.corneille Schedule an introductory conversation: https://calendly.com/gregcorneille DISCLAIMER: This video contains general information only and is not intended to be relied on as a forecast, research, investment advice; or a recommendation, offer, or solicitation to buy any securities or to adopt any investment strategy. This information does not take into account your financial circumstances. An assessment should be made as to whether the information is appropriate for you having regard to your objectives, financial situation, and needs. The information and opinions contained in this material are derived from proprietary and non-proprietary sources deemed by Choice Wealth Management, LLC to be reliable, and are not necessarily all inclusive and are not guaranteed as to accuracy. There is no guarantee that forecasts made will come to pass. Any investments named within this material may not necessarily be held in any accounts managed by Choice Wealth Management, LLC. Reliance upon information in this material is at the sole discretion of the viewer. Past performance is no guarantee of future results. ----------------------- CONTENT DISCLAIMER: The views and opinions expressed through this media or in comments on this channel are those of the creators and do not necessarily reflect the views and opinions held by this channel's broadcaster. Due to the social nature of this channel, these videos may contain content copyrighted by another person or entity. This channel's owner claims no copyright to said content. The broadcaster of this channel cannot be held accountable for the copyrighted content. The broadcaster shares and strives to verify information, but cannot warrant the accuracy of copyrights or completeness of the information on this channel. Any copyrighted material shared on this channel is intended to be shared by Fair Use. If you have a complaint about the use of copyrighted material, please contact the broadcaster prior to making a copyright claim. Any infringement is unintentional and will be rectified to all parties' satisfaction.

Thinking about stepping away from full-time work for a while? Whether you’re planning to be a stay-at-home parent, care for a loved one, go back to school, or just need a break — a pause from the workforce is more than a lifestyle change. It’s a financial shift. In this video, I’ll walk you through the key things to plan for before you exit the workforce — even if it’s temporary. We’ll cover: ✅ How to plan cash flow during your break ✅ What to do about health insurance, life & disability coverage ✅ How stepping away impacts your retirement savings and future Social Security ✅ Why this may be a prime opportunity for Roth conversions or IRA contributions Whether it’s a planned sabbatical, a caregiving season, or a much-needed reset, you can take time away from work without derailing your financial future — as long as you plan ahead. #CareerBreak #MiniRetirement #FinancialPlanning #SabbaticalPlanning #WorkforcePause #StayAtHomeParent #RothConversions #RetirementStrategy #PersonalFinance #FinancialAdvisor ----------------------------------------------------------------------------------------- Greg Corneille, CFP®, ChSNC®, is the founder of Choice Wealth Management, LLC; an independent registered investment advisory firm providing active investment management and financial planning services for individuals, families, business owners, and families with special needs individuals. Subscribe: https://www.youtube.com/@choicewealthmgt?sub_confirmation=1 Connect: Facebook - @choicewealthmgt Instagram - @choicewealthmanagement TikTok - @greg.corneille Schedule an introductory conversation: https://calendly.com/gregcorneille DISCLAIMER: This video contains general information only and is not intended to be relied on as a forecast, research, investment advice; or a recommendation, offer, or solicitation to buy any securities or to adopt any investment strategy. This information does not take into account your financial circumstances. An assessment should be made as to whether the information is appropriate for you having regard to your objectives, financial situation, and needs. The information and opinions contained in this material are derived from proprietary and non-proprietary sources deemed by Choice Wealth Management, LLC to be reliable, and are not necessarily all inclusive and are not guaranteed as to accuracy. There is no guarantee that forecasts made will come to pass. Any investments named within this material may not necessarily be held in any accounts managed by Choice Wealth Management, LLC. Reliance upon information in this material is at the sole discretion of the viewer. Past performance is no guarantee of future results. ----------------------- CONTENT DISCLAIMER: The views and opinions expressed through this media or in comments on this channel are those of the creators and do not necessarily reflect the views and opinions held by this channel's broadcaster. Due to the social nature of this channel, these videos may contain content copyrighted by another person or entity. This channel's owner claims no copyright to said content. The broadcaster of this channel cannot be held accountable for the copyrighted content. The broadcaster shares and strives to verify information, but cannot warrant the accuracy of copyrights or completeness of the information on this channel. Any copyrighted material shared on this channel is intended to be shared by Fair Use. If you have a complaint about the use of copyrighted material, please contact the broadcaster prior to making a copyright claim. Any infringement is unintentional and will be rectified to all parties' satisfaction.

Retirement income planning isn't just about how much is saved — it's also about the order in which funds are withdrawn. The sequence can significantly impact taxes, portfolio longevity, and long-term flexibility. While every situation is different, this video breaks down a general "order of operations" for retirement withdrawals. A structured withdrawal plan can reduce tax exposure, improve portfolio efficiency, and support a more confident retirement! #RetirementPlanning #IncomeStrategy #RetirementIncome #TaxEfficientWithdrawals #FinancialPlanning #RothConversion #WealthManagement ----------------------------------------------------------------------------------------- Greg Corneille, CFP®, ChSNC®, is the founder of Choice Wealth Management, LLC; an independent registered investment advisory firm providing active investment management and financial planning services for individuals, families, business owners, and families with special needs individuals. Subscribe: https://www.youtube.com/@choicewealthmgt?sub_confirmation=1 Connect: Facebook - @choicewealthmgt Instagram - @choicewealthmanagement TikTok - @greg.corneille Schedule an introductory conversation: https://calendly.com/gregcorneille DISCLAIMER: This video contains general information only and is not intended to be relied on as a forecast, research, investment advice; or a recommendation, offer, or solicitation to buy any securities or to adopt any investment strategy. This information does not take into account your financial circumstances. An assessment should be made as to whether the information is appropriate for you having regard to your objectives, financial situation, and needs. The information and opinions contained in this material are derived from proprietary and non-proprietary sources deemed by Choice Wealth Management, LLC to be reliable, and are not necessarily all inclusive and are not guaranteed as to accuracy. There is no guarantee that forecasts made will come to pass. Any investments named within this material may not necessarily be held in any accounts managed by Choice Wealth Management, LLC. Reliance upon information in this material is at the sole discretion of the viewer. Past performance is no guarantee of future results. ----------------------- CONTENT DISCLAIMER: The views and opinions expressed through this media or in comments on this channel are those of the creators and do not necessarily reflect the views and opinions held by this channel's broadcaster. Due to the social nature of this channel, these videos may contain content copyrighted by another person or entity. This channel's owner claims no copyright to said content. The broadcaster of this channel cannot be held accountable for the copyrighted content. The broadcaster shares and strives to verify information, but cannot warrant the accuracy of copyrights or completeness of the information on this channel. Any copyrighted material shared on this channel is intended to be shared by Fair Use. If you have a complaint about the use of copyrighted material, please contact the broadcaster prior to making a copyright claim. Any infringement is unintentional and will be rectified to all parties' satisfaction.

Thinking about retiring early or scaling back your work before age 59½? One of the most common questions I hear from those seeking to do this is: “How do I access my retirement accounts without getting hit with that 10% early withdrawal penalty?” Good news — there are multiple strategies to do just that. In this video, I break down several ways to access retirement savings penalty-free before age 59½ — whether you’re planning a sabbatical, phased retirement, or a full early exit from the workforce. #RetirementPlanning #EarlyRetirement #RothIRA #457b #RuleOf55 #RothConversion #72t #FinancialPlanning ----------------------------------------------------------------------------------------- Greg Corneille, CFP®, ChSNC®, is the founder of Choice Wealth Management, LLC; an independent registered investment advisory firm providing active investment management and financial planning services for individuals, families, business owners, and families with special needs individuals. Subscribe: https://www.youtube.com/@choicewealthmgt?sub_confirmation=1 Connect: Facebook - @choicewealthmgt Instagram - @choicewealthmanagement TikTok - @greg.corneille Schedule an introductory conversation: https://calendly.com/gregcorneille DISCLAIMER: This video contains general information only and is not intended to be relied on as a forecast, research, investment advice; or a recommendation, offer, or solicitation to buy any securities or to adopt any investment strategy. This information does not take into account your financial circumstances. An assessment should be made as to whether the information is appropriate for you having regard to your objectives, financial situation, and needs. The information and opinions contained in this material are derived from proprietary and non-proprietary sources deemed by Choice Wealth Management, LLC to be reliable, and are not necessarily all inclusive and are not guaranteed as to accuracy. There is no guarantee that forecasts made will come to pass. Any investments named within this material may not necessarily be held in any accounts managed by Choice Wealth Management, LLC. Reliance upon information in this material is at the sole discretion of the viewer. Past performance is no guarantee of future results. ----------------------- CONTENT DISCLAIMER: The views and opinions expressed through this media or in comments on this channel are those of the creators and do not necessarily reflect the views and opinions held by this channel's broadcaster. Due to the social nature of this channel, these videos may contain content copyrighted by another person or entity. This channel's owner claims no copyright to said content. The broadcaster of this channel cannot be held accountable for the copyrighted content. The broadcaster shares and strives to verify information, but cannot warrant the accuracy of copyrights or completeness of the information on this channel. Any copyrighted material shared on this channel is intended to be shared by Fair Use. If you have a complaint about the use of copyrighted material, please contact the broadcaster prior to making a copyright claim. Any infringement is unintentional and will be rectified to all parties' satisfaction.

Thinking about setting up or restructuring your business retirement plan? Whether you're a solo entrepreneur or managing a team, there are two key objectives that your plan should accomplish: 1️⃣ Attract and retain quality employees – A solid retirement plan with features like matching or profit sharing can help you stay competitive in the job market. 2️⃣ Maximize your own retirement savings – Business retirement plans allow for much higher contributions than traditional IRAs, potentially saving you tens of thousands more each year in a tax-advantaged way. In this video, I walk through what you need to know—from why it matters, to how plan structure impacts both your team and your own savings goals. We also touch on which factors determine the best fit for your business. 🔗 If you're looking for guidance on retirement plans for your business, feel free to use the link below to schedule an intro call. #BusinessOwnerRetirementPlan #SmallBusiness401k #Solo401k #RetirementPlanning #TaxAdvantagedSavings #SEPIRA #FinancialPlanning #EmployeeRetention ----------------------------------------------------------------------------------------- Greg Corneille, CFP®, ChSNC®, is the founder of Choice Wealth Management, LLC; an independent registered investment advisory firm providing active investment management and financial planning services for individuals, families, business owners, and families with special needs individuals. Subscribe: https://www.youtube.com/@choicewealthmgt?sub_confirmation=1 Connect: Facebook - @choicewealthmgt Instagram - @choicewealthmanagement TikTok - @greg.corneille Schedule an introductory conversation: https://calendly.com/gregcorneille DISCLAIMER: This video contains general information only and is not intended to be relied on as a forecast, research, investment advice; or a recommendation, offer, or solicitation to buy any securities or to adopt any investment strategy. This information does not take into account your financial circumstances. An assessment should be made as to whether the information is appropriate for you having regard to your objectives, financial situation, and needs. The information and opinions contained in this material are derived from proprietary and non-proprietary sources deemed by Choice Wealth Management, LLC to be reliable, and are not necessarily all inclusive and are not guaranteed as to accuracy. There is no guarantee that forecasts made will come to pass. Any investments named within this material may not necessarily be held in any accounts managed by Choice Wealth Management, LLC. Reliance upon information in this material is at the sole discretion of the viewer. Past performance is no guarantee of future results. ----------------------- CONTENT DISCLAIMER: The views and opinions expressed through this media or in comments on this channel are those of the creators and do not necessarily reflect the views and opinions held by this channel's broadcaster. Due to the social nature of this channel, these videos may contain content copyrighted by another person or entity. This channel's owner claims no copyright to said content. The broadcaster of this channel cannot be held accountable for the copyrighted content. The broadcaster shares and strives to verify information, but cannot warrant the accuracy of copyrights or completeness of the information on this channel. Any copyrighted material shared on this channel is intended to be shared by Fair Use. If you have a complaint about the use of copyrighted material, please contact the broadcaster prior to making a copyright claim. Any infringement is unintentional and will be rectified to all parties' satisfaction.

If you’re between 60 and 63, the IRS is giving you a rare chance to boost your retirement savings with the Super Catch-Up Contribution—a provision in SECURE Act 2.0. 🔹 Instead of the usual $7,500 catch-up contribution, you may be able to contribute $11,250 to your 401(k), 403(b), or 457(b). 🔹 That brings your total possible contribution to $34,750 for 2025. 🔹 But here’s the catch—once you turn 64, this extra perk disappears! This isn’t automatic—your employer’s plan has to allow it, and not all plans have updated their rules yet. Make sure to check with your HR department or plan provider! ✅ Want to maximize your retirement savings? Watch the full video for all the details. #retirementplanning #401k #financialplanning ----------------------------------------------------------------------------------------- Greg Corneille, CFP®, ChSNC®, is the founder of Choice Wealth Management, LLC; an independent registered investment advisory firm providing active investment management and financial planning services for individuals, families, business owners, and families with special needs individuals. Subscribe: https://www.youtube.com/@choicewealthmgt?sub_confirmation=1 Connect: Facebook - @choicewealthmgt Instagram - @choicewealthmanagement TikTok - @greg.corneille Schedule an introductory conversation: https://calendly.com/gregcorneille DISCLAIMER: This video contains general information only and is not intended to be relied on as a forecast, research, investment advice; or a recommendation, offer, or solicitation to buy any securities or to adopt any investment strategy. This information does not take into account your financial circumstances. An assessment should be made as to whether the information is appropriate for you having regard to your objectives, financial situation, and needs. The information and opinions contained in this material are derived from proprietary and non-proprietary sources deemed by Choice Wealth Management, LLC to be reliable, and are not necessarily all inclusive and are not guaranteed as to accuracy. There is no guarantee that forecasts made will come to pass. Any investments named within this material may not necessarily be held in any accounts managed by Choice Wealth Management, LLC. Reliance upon information in this material is at the sole discretion of the viewer. Past performance is no guarantee of future results. ----------------------- CONTENT DISCLAIMER: The views and opinions expressed through this media or in comments on this channel are those of the creators and do not necessarily reflect the views and opinions held by this channel's broadcaster. Due to the social nature of this channel, these videos may contain content copyrighted by another person or entity. This channel's owner claims no copyright to said content. The broadcaster of this channel cannot be held accountable for the copyrighted content. The broadcaster shares and strives to verify information, but cannot warrant the accuracy of copyrights or completeness of the information on this channel. Any copyrighted material shared on this channel is intended to be shared by Fair Use. If you have a complaint about the use of copyrighted material, please contact the broadcaster prior to making a copyright claim. Any infringement is unintentional and will be rectified to all parties' satisfaction.

💡 Can You Contribute to More Than One 401(k)? The answer isn’t as simple as you might think. Many high earners and executives have access to multiple employer-sponsored retirement plans—whether through a primary employer and a board position, consulting work, or other roles. But how do 401(k) contribution limits work when you have more than one plan? 📊 Key Considerations: ✅ 401(k) Employee Contribution Limit (2025): $23,500 ($31,000 if 50+), shared across all plans ✅ Employer Contributions Are Separate: Each employer can contribute to their plan independently ✅ Total 401(k) Contribution Limit (Employee + Employer): $70,000 ($77,500 if 50+) ✅ What to Watch For: Overcontributions and plan coordination across multiple employers For people with multiple retirement plans, strategic coordination is key to optimizing tax efficiency and employer contributions. #RetirementPlanning #401k #FinancialPlanning #WealthManagement #TaxEfficientInvesting ----------------------------------------------------------------------------------------- Greg Corneille, CFP®, ChSNC®, is the founder of Choice Wealth Management, LLC; an independent registered investment advisory firm providing active investment management and financial planning services for individuals, families, business owners, and families with special needs individuals. Subscribe: https://www.youtube.com/@choicewealthmgt?sub_confirmation=1 Connect: Facebook - @choicewealthmgt Instagram - @choicewealthmanagement TikTok - @greg.corneille Schedule an introductory conversation: https://calendly.com/gregcorneille DISCLAIMER: This video contains general information only and is not intended to be relied on as a forecast, research, investment advice; or a recommendation, offer, or solicitation to buy any securities or to adopt any investment strategy. This information does not take into account your financial circumstances. An assessment should be made as to whether the information is appropriate for you having regard to your objectives, financial situation, and needs. The information and opinions contained in this material are derived from proprietary and non-proprietary sources deemed by Choice Wealth Management, LLC to be reliable, and are not necessarily all inclusive and are not guaranteed as to accuracy. There is no guarantee that forecasts made will come to pass. Any investments named within this material may not necessarily be held in any accounts managed by Choice Wealth Management, LLC. Reliance upon information in this material is at the sole discretion of the viewer. Past performance is no guarantee of future results. ----------------------- CONTENT DISCLAIMER: The views and opinions expressed through this media or in comments on this channel are those of the creators and do not necessarily reflect the views and opinions held by this channel's broadcaster. Due to the social nature of this channel, these videos may contain content copyrighted by another person or entity. This channel's owner claims no copyright to said content. The broadcaster of this channel cannot be held accountable for the copyrighted content. The broadcaster shares and strives to verify information, but cannot warrant the accuracy of copyrights or completeness of the information on this channel. Any copyrighted material shared on this channel is intended to be shared by Fair Use. If you have a complaint about the use of copyrighted material, please contact the broadcaster prior to making a copyright claim. Any infringement is unintentional and will be rectified to all parties' satisfaction.